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#3366ff;\">[3-4]<\/span><\/em>\u3002\u5728\u6211\u56fd\uff0c\u8fd1\u5e74\u6765\u968f\u7740\u79fb\u52a8\u652f\u4ed8\u7684\u5feb\u901f\u53d1\u5c55\u4ee5\u53ca\u4f59\u989d\u5b9d\u3001\u7406\u8d22\u901a\u7b49\u7406\u8d22\u4ea7\u54c1\u7684\u5174\u8d77\uff0c\u4f7f\u5f97\u4e92\u8054\u7f51\u91d1\u878d\u6210\u4e3a\u793e\u4f1a\u5173\u6ce8\u7684\u7126\u70b9\u3002\u76ee\u524d\u867d\u6ca1\u6709\u5bf9\u4e92\u8054\u7f51\u91d1\u878d\u7684\u7edf\u4e00\u5b9a\u4e49\uff0c\u4f46\u4e0d\u53ef\u5426\u8ba4\uff0c\u5728\u4e92\u8054\u7f51\u5f00\u653e\u7684\u73af\u5883\u4e2d\u91d1\u878d\u670d\u52a1\u7684\u786e\u5728\u53d1\u751f\u53d8\u9769\uff0c\u5e76\u5bf9\u4f20\u7edf\u94f6\u884c\u670d\u52a1\u9020\u6210\u51b2\u51fb\u3002\u6bd4\u5982\uff1a<\/p>\n<ol>\n<li>\u6253\u7834\u4e86\u65f6\u7a7a\u7684\u9650\u5236\uff0c\u5ba2\u6237\u53ef\u4ee5\u968f\u65f6\u3001\u968f\u5730\u3001\u4ee5\u591a\u79cd\u65b9\u5f0f\u83b7\u53d6\u91d1\u878d\u670d\u52a1\uff1b<\/li>\n<li>\u5f3a\u8c03\u5f00\u653e\u3001\u5e73\u7b49\u7684\u4e92\u52a8\uff0c\u4fe1\u606f\u66f4\u900f\u660e\uff0c\u5ba2\u6237\u7684\u4fe1\u4efb\u611f\u3001\u8ba4\u540c\u611f\u5f97\u4ee5\u6781\u5927\u63d0\u5347\uff1b<\/li>\n<li>\u64cd\u4f5c\u6d41\u7a0b\u66f4\u7b80\u5355\uff0c\u670d\u52a1\u66f4\u5feb\u6377\uff0c\u5f62\u5f0f\u66f4\u591a\u6837\uff0c\u5927\u4f17\u5316\u3001\u751f\u6d3b\u5316\u7a0b\u5ea6\u9ad8\uff1b<\/li>\n<li>\u4ea4\u6613\u8d77\u70b9\u4f4e\uff0c\u5c0f\u5ba2\u6237\u3001\u5c0f\u8d44\u91d1\u7686\u53ef\u53c2\u4e0e\uff0c\u788e\u7247\u7406\u8d22\u6210\u4e3a\u73b0\u5b9e\uff1b<\/li>\n<li>\u5927\u6570\u636e\u7684\u6316\u6398\u548c\u4fe1\u606f\u8ddf\u8e2a\uff0c\u53ef\u4ee5\u66f4\u597d\u5730\u6355\u6349\u771f\u6b63\u5ba2\u6237\u3001\u771f\u6b63\u9700\u6c42\uff0c\u4fc3\u8fdb\u670d\u52a1\u7684\u7cbe\u7ec6\u5b9a\u5236\u3002<span style=\"color: #3366ff;\"><em>[5]<\/em><\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>\u53ef\u4ee5\u8bf4\uff0c\u57fa\u4e8e\u5f00\u653e\u3001\u534f\u4f5c\u4e0e\u5206\u4eab\u7684\u4e92\u8054\u7f51\u91d1\u878d\u53ca\u5176\u7406\u5ff5\uff0c\u4e3a\u94f6\u884c\u7684\u670d\u52a1\u8bbe\u8ba1\u521b\u65b0\u63d0\u4f9b\u4e86\u5e7f\u9614\u7a7a\u95f4\uff0c\u4e3a\u4e2d\u5c0f\u94f6\u884c\u8d76\u8d85\u5927\u578b\u94f6\u884c\u63d0\u4f9b\u4e86\u65b0\u7684\u53ef\u80fd\u3002\u5c24\u5176\u662f\u5728\u56fd\u5bb6\u91d1\u878d\u653f\u7b56\u7684\u9f13\u52b1\u4e0b\uff0c\u8d8a\u6765\u8d8a\u591a\u4e92\u8054\u7f51\u4f01\u4e1a\u3001\u6c11\u8425\u673a\u6784\u6295\u8eab\u4e8e\u91d1\u878d\u670d\u52a1\u5e76\u63a8\u52a8\u5176\u521b\u65b0\u53d1\u5c55\u7684\u70ed\u60c5\u88ab\u8fdb\u4e00\u6b65\u6fc0\u53d1\u3002<\/p>\n<p>\u9700\u8981\u660e\u786e\u7684\u662f\uff0c\u4e92\u8054\u7f51\u91d1\u878d\u4f5c\u4e3a\u4e00\u79cd\u65b0\u578b\u670d\u52a1\u6a21\u5f0f\u5728\u6211\u56fd\u624d\u521a\u521a\u8d77\u6b65\uff0c\u5176\u5728\u4fe1\u606f\u5b89\u5168\u3001\u98ce\u9669\u7ba1\u63a7\u3001\u8fd0\u8425\u76d1\u7ba1\u3001\u6280\u672f\u624b\u6bb5\u3001\u4fe1\u7528\u4f53\u7cfb\u7b49\u65b9\u9762\u8fd8\u5b58\u5728\u8bf8\u591a\u4e0d\u8db3\u548c\u6f0f\u6d1e\u3002\u670d\u52a1\u8bbe\u8ba1\u4f5c\u4e3a\u9762\u5411\u670d\u52a1\u4e1a\u7684\u4e00\u79cd\u521b\u65b0\u601d\u7ef4\u548c\u65b9\u6cd5\uff0c\u53ef\u5e2e\u52a9\u94f6\u884c\u66f4\u597d\u5730\u53d1\u5c55\u3001\u5b8c\u5584\u4e92\u8054\u7f51\u91d1\u878d\uff0c\u5e76\u4e0e\u975e\u94f6\u884c\u673a\u6784\u62c9\u5f00\u5dee\u8ddd\uff0c\u83b7\u5f97\u7ade\u4e89\u4f18\u52bf\u3002<\/p>\n<p>&nbsp;<\/p>\n<h5>\uff08\u4e09\uff09 \u4e8c\u8005\u7684\u5173\u8054<\/h5>\n<p>\u7269\u7406\u94f6\u884c\u548c\u4e92\u8054\u7f51\u91d1\u878d\u662f\u4e24\u79cd\u4e0d\u540c\u7684\u94f6\u884c\u670d\u52a1\u6a21\u5f0f\uff0c\u867d\u7136\u4e8c\u8005\u5728\u670d\u52a1\u7406\u5ff5\u3001\u670d\u52a1\u5a92\u4ecb\u3001\u670d\u52a1\u65f6\u95f4\u3001\u670d\u52a1\u6548\u7387\u3001\u5b9e\u73b0\u65b9\u5f0f\u7b49\u65b9\u9762\u5b58\u5728\u8f83\u5927\u5dee\u5f02\uff0c\u4f46\u5e76\u4e0d\u59a8\u788d\u4e8c\u8005\u7684\u878d\u5408\u53d1\u5c55\u3002\u4ece\u53d1\u8fbe\u56fd\u5bb6\u94f6\u884c\u4e1a\u7684\u7ecf\u9a8c\u6765\u770b\uff0c\u5ffd\u89c6\u5176\u4e2d\u4efb\u610f\u4e00\u4e2a\u6216\u8fc7\u5206\u5938\u5927\u4e92\u8054\u7f51\u91d1\u878d\u5bf9\u7269\u7406\u94f6\u884c\u7684\u66ff\u4ee3\u6027\u3001\u98a0\u8986\u6027\uff0c\u90fd\u4e0d\u5229\u4e8e\u94f6\u884c\u670d\u52a1\u7684\u5065\u5eb7\u53d1\u5c55\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-02.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39870\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-02.png\" alt=\"sd-bank-to-if-02\" width=\"640\" height=\"287\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-02.png 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-02-300x135.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p>\u8c03\u7814\u53d1\u73b0\uff0c\u5728\u6211\u56fd\u7269\u7406\u94f6\u884c\u4f9d\u7136\u662f\u5f53\u524d\u7edd\u5927\u591a\u6570\u94f6\u884c\u7684\u4e3b\u4f53\u670d\u52a1\u5f62\u5f0f\uff0c\u4e5f\u662f\u987e\u5ba2\u6700\u4e3a\u4fe1\u8d56\u7684\u6a21\u5f0f\u3002\u4f46\u957f\u8fdc\u6765\u770b\uff0c\u4e92\u8054\u7f51\u91d1\u878d\u5219\u4ee3\u8868\u7740\u94f6\u884c\u4e1a\u7684\u672a\u6765\u53d1\u5c55\u65b9\u5411\u3002\u53d7\u6b64\u5f71\u54cd\uff0c\u7269\u7406\u94f6\u884c\u7684\u89d2\u8272\u3001\u804c\u8d23\u5c06\u53d1\u751f\u6539\u53d8\uff0c\u5176\u5b58\u5728\u5f62\u5f0f\u4e5f\u4f1a\u4e0d\u65ad\u7a81\u7834\u4f20\u7edf\uff0c\u671d\u4f11\u95f2\u5316\u3001\u7efc\u5408\u5316\u3001\u667a\u80fd\u5316\u3001\u540e\u53f0\u5316\u7684\u65b9\u5411\u8f6c\u53d8\uff0c\u5e76\u9010\u6e10\u6f14\u53d8\u4e3a\u4e92\u8054\u7f51\u91d1\u878d\u7684\u7ebf\u4e0b\u8f7d\u4f53<span style=\"color: #3366ff;\"><em>[6]<\/em><\/span>\u3002<\/p>\n<p>\u7efc\u4e0a\u6240\u8ff0\uff0c\u4ece\u7269\u7406\u94f6\u884c\u5230\u4e92\u8054\u7f51\u91d1\u878d\uff0c\u672c\u8d28\u4e0a\u53cd\u6620\u4e86\u94f6\u884c\u670d\u52a1\u6a21\u5f0f\u4ece\u4f20\u7edf\u7684\u201c\u7f51\u70b9\u4e3a\u738b\u201d\u5411\u79fb\u52a8\u4e92\u8054\u65f6\u4ee3\u201c\u4f53\u9a8c\u4e3a\u738b\u201d\u7684\u91cd\u8981\u8f6c\u53d8\uff0c\u8fd9\u79cd\u8f6c\u53d8\u4fc3\u4f7f\u91d1\u878d\u670d\u52a1\u4ece\u8fc7\u53bb\u7684\u201c\u94f6\u884c\u4e3b\u5bfc\u201d\u8d70\u5411\u73b0\u4ee3\u610f\u4e49\u4e0a\u7684\u201c\u5ba2\u6237\u4e3b\u5bfc\u201d<em><span style=\"color: #3366ff;\">[7]<\/span><\/em>\u3002\u5728\u6b64\u80cc\u666f\u4e0b\uff0c\u94f6\u884c\u5438\u5f15\u987e\u5ba2\u3001\u521b\u9020\u4ef7\u503c\u3001\u83b7\u53d6\u7ade\u4e89\u4f18\u52bf\u7684\u6700\u5927\u673a\u4f1a\u5c31\u5728\u4e8e\u670d\u52a1\u7684\u66f4\u597d\u8bbe\u8ba1\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\">\u4e8c\u3001\u670d\u52a1\u8bbe\u8ba1\u9a71\u52a8\u7684\u94f6\u884c\u521b\u65b0<\/span><\/h4>\n<p>\u670d\u52a1\u8bbe\u8ba1\u662f\u4f20\u7edf\u8bbe\u8ba1\u9886\u57df\u5728\u540e\u5de5\u4e1a\u65f6\u4ee3\u7684\u65b0\u62d3\u5c55\uff0c\u662f\u8bbe\u8ba1\u6982\u5ff5\u7684\u5168\u65b9\u4f4d\u5b9e\u73b0\uff0c\u5176\u672c\u4f53\u5c5e\u6027\u662f\u4eba\u3001\u7269\u3001\u884c\u4e3a\u3001\u73af\u5883\u3001\u793e\u4f1a\u4e4b\u95f4\u5173\u7cfb\u7684\u7cfb\u7edf\u8bbe\u8ba1\u3002\u670d\u52a1\u8bbe\u8ba1\u81ea\u8bde\u751f\u4ee5\u6765\uff0c\u53d7\u5230\u56fd\u9645\u4e0a\u4e0d\u540c\u9886\u57df\u7684\u5e7f\u6cdb\u5173\u6ce8\uff0c\u5e76\u6e17\u900f\u5230\u4e0d\u540c\u4ea7\u4e1a\uff0c\u6df1\u523b\u5730\u5f71\u54cd\u7740\u73b0\u4ee3\u5546\u4e1a\u7684\u8fd0\u884c\u6a21\u5f0f\u3002\u670d\u52a1\u8bbe\u8ba1\u5728\u94f6\u884c\u9886\u57df\u7684\u5e94\u7528\uff0c\u662f\u57fa\u4e8e\u91d1\u878d\u670d\u52a1\u7684\u672c\u4f53\u5c5e\u6027\u8ba4\u77e5\uff0c\u4ee5\u8bbe\u8ba1\u667a\u6167\u63a2\u7d22\u672a\u88ab\u6ee1\u8db3\u7684\u9700\u6c42\u548c\u673a\u4f1a\uff0c\u9a71\u52a8\u94f6\u884c\u66f4\u597d\u5730\u9002\u5e94\u670d\u52a1\u8f6c\u578b\u7684\u91cd\u8981\u5b9e\u8df5\u3002<\/p>\n<h5>\uff08\u4e00\uff09 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href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-03.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39871\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-03.jpg\" alt=\"sd-bank-to-if-03\" width=\"640\" height=\"554\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-03.jpg 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-03-300x260.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p><em>BBVA\u5168\u65b0\u7684ATM\u81ea\u52a9\u670d\u52a1\u53ca\u987e\u5ba2\u53c2\u4e0e\u7684\u521b\u65b0\u4e92\u52a8\u7f51\u7edc\u5e73\u53f0<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u968f\u7740\u94f6\u884c\u5bf9\u670d\u52a1\u8bbe\u8ba1\u7406\u5ff5\u7684\u4e0d\u65ad\u91cd\u89c6\uff0c\u56fd\u9645\u4e0a\u6d8c\u73b0\u4e86\u4e00\u6279\u5728\u91d1\u878d\u521b\u65b0\u65b9\u9762\u6709\u8f83\u597d\u8868\u73b0\u7684\u670d\u52a1\u8bbe\u8ba1\u516c\u53f8\uff0c\u6bd4\u5982\u82f1\u56fdLivework\u3001\u7f8e\u56fdIDEO\u3001\u8377\u517031 VOLTS\u3001\u6fb3\u5927\u5229\u4e9aThinkPlace\u7b49\u3002\u4ee5IDEO\u4e3a\u4f8b\uff0c\u4f5c\u4e3a\u4e16\u754c\u4e0a\u8f83\u65e9\u5173\u6ce8\u5e76\u79ef\u6781\u63a8\u52a8\u670d\u52a1\u8bbe\u8ba1\u53d1\u5c55\u7684\u516c\u53f8\u4e4b\u4e00\uff0c\u65e9\u57282005\u5e74\u5c31\u901a\u8fc7\u6df1\u5165\u6d1e\u5bdf\u987e\u5ba2\u7684\u91d1\u878d\u884c\u4e3a\uff0c\u4e3a\u7f8e\u56fd\u94f6\u884c\u8bbe\u8ba1\u4e86\u201c\u96f6\u5934\u8f6c\u5b58\u201d\u670d\u52a1\uff0c\u5b9e\u73b0\u4e86\u201c\u788e\u7247\u7406\u8d22\u201d\u7684\u5b8f\u89c2\u6548\u679c\u30022009\u5e74\u901a\u8fc7\u5bf9\u5168\u7403\u7ecf\u6d4e\u5371\u673a\u540e\u94f6\u884c\u4e0e\u5ba2\u6237\u5173\u7cfb\u7684\u91cd\u65b0\u5ba1\u89c6\uff0c\u4e3aGE Money Bank\u8bbe\u8ba1\u4e86\u5168\u65b0\u7684\u96f6\u552e\u94f6\u884c\u670d\u52a1\u6a21\u5f0f\u3002\u8fd1\u4e9b\u5e74\uff0c\u7f8e\u56fdWells Fargo\u3001\u6fb3\u5927\u5229\u4e9aCBA\u3001\u79d8\u9c81Interbank\u7b49\u94f6\u884c\u901a\u8fc7\u4e0eIDEO\u5408\u4f5c\uff0c\u6210\u529f\u5b9e\u73b0\u4e86\u670d\u52a1\u7684\u8f6c\u578b\u5347\u7ea7\uff0c\u5e76\u88ab\u4e1a\u754c\u4e89\u76f8\u6a21\u4eff\u3002\u4e0b\u56fe\u662fIDEO\u4e3a\u79d8\u9c81\u5927\u578b\u94f6\u884cInterbank\u8bbe\u8ba1\u7684\u65b0\u578b\u670d\u52a1\uff0c\u901a\u8fc7\u5c06\u5728\u7ebf\u6392\u961f\u7cfb\u7edf\u3001\u6570\u5b57\u5316\u670d\u52a1\u548c\u7ebf\u4e0b\u201c\u4fbf\u5229\u5e97\u201d\u5f0f\u7684\u4f53\u9a8c\u7a7a\u95f4\u7ed3\u5408\uff0c\u8ba9\u987e\u5ba2\u4e0e\u94f6\u884c\u7684\u4e92\u52a8\u53d8\u5f97\u4e0e\u4f17\u4e0d\u540c\u4e14\u66f4\u6709\u4ef7\u503c\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-04.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39872\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-04.png\" alt=\"sd-bank-to-if-04\" width=\"640\" height=\"317\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-04.png 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-04-300x149.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p><em>IDEO\u4e3aInterbank\u8bbe\u8ba1\u7684\u7ebf\u4e0b\u548c\u7ebf\u4e0a\u76f8\u878d\u5408\u7684\u65b0\u670d\u52a1<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-05.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39873\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-05.png\" alt=\"sd-bank-to-if-05\" width=\"640\" height=\"285\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-05.png 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-05-300x134.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p><em>Continuum\u5b9e\u65bd\u7684\u9762\u5411\u5df4\u57fa\u65af\u5766\u8d2b\u56f0\u5987\u5973\u7684\u5305\u5bb9\u6027\u91d1\u878d\u670d\u52a1\u8bbe\u8ba1\u9879\u76ee<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u4e8b\u5b9e\u4e0a\uff0c\u65e0\u8bba\u662f\u94f6\u884c\u4e3b\u52a8\u5bfb\u6c42\u670d\u52a1\u8bbe\u8ba1\u7684\u4ecb\u5165\uff0c\u8fd8\u662f\u4e13\u4e1a\u8bbe\u8ba1\u673a\u6784\u5927\u529b\u53d1\u5c55\u91d1\u878d\u670d\u52a1\u521b\u65b0\u4e1a\u52a1\uff0c\u90fd\u9884\u793a\u7740\u670d\u52a1\u8bbe\u8ba1\u7406\u5ff5\u5728\u56fd\u5916\u94f6\u884c\u521b\u65b0\u4e2d\u7684\u79ef\u6781\u4f5c\u7528\u548c\u5e7f\u6cdb\u5f71\u54cd\u3002\u5c24\u5176\u662f\u5728\u4e92\u8054\u7f51\u91d1\u878d\u7684\u63a8\u52a8\u4e0b\uff0c\u8fd9\u79cd\u8d8b\u52bf\u6108\u52a0\u660e\u663e\u3002<\/p>\n<p>&nbsp;<\/p>\n<h5>\uff08\u4e8c\uff09 \u56fd\u5185\u94f6\u884c<\/h5>\n<p>\u6211\u56fd\u94f6\u884c\u7ecf\u8fc7\u5546\u4e1a\u5316\u3001\u5e02\u573a\u5316\u7684\u6539\u9769\uff0c\u5176\u521b\u65b0\u673a\u5236\u6bd4\u4ee5\u5f80\u4efb\u4f55\u65f6\u5019\u90fd\u66f4\u52a0\u7075\u6d3b\uff0c\u521b\u65b0\u52a8\u529b\u4ea6\u66f4\u52a0\u5f3a\u70c8\u3002\u5c24\u5176\u662f\u8fd1\u5e74\u6765\uff0c\u5728\u56fd\u5916\u5148\u8fdb\u94f6\u884c\u548c\u56fd\u5185\u4e92\u8054\u7f51\u91d1\u878d\u4f01\u4e1a\u7684\u53cc\u91cd\u5f71\u54cd\u4e0b\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u94f6\u884c\u5f00\u59cb\u8ba4\u771f\u5ba1\u89c6\u91d1\u878d\u670d\u52a1\u7684\u591a\u91cd\u5c5e\u6027\u548c\u521b\u65b0\u65b9\u5f0f\uff0c\u5e76\u4ece\u670d\u52a1\u8bbe\u8ba1\u53ca\u4f53\u9a8c\u521b\u65b0\u7684\u89d2\u5ea6\u79ef\u6781\u63a2\u7d22\u94f6\u884c\u53d1\u5c55\u7684\u65b0\u5f62\u5f0f\u3002<\/p>\n<p>\u4ee5\u4ea4\u901a\u94f6\u884c\u4e3a\u4f8b\uff0c\u4e3a\u4e86\u66f4\u597d\u5730\u9002\u5e94\u79fb\u52a8\u4e92\u8054\u65f6\u4ee3\u5ba2\u6237\u9700\u6c42\u7684\u53d8\u5316\uff0c\u65e9\u57282008\u5e74\u5c31\u6210\u7acb\u4e86\u4e13\u95e8\u7684\u521b\u65b0\u5b9e\u9a8c\u5ba4\uff0c\u5e76\u4fdd\u6301\u7740\u4e0e\u56fd\u5185\u5916\u77e5\u540d\u8bbe\u8ba1\u673a\u6784\u7684\u5bc6\u5207\u5408\u4f5c\u3002\u8fd1\u5e74\u6765\uff0c\u4ea4\u884c\u901a\u8fc7\u8bbe\u8ba1\u521b\u65b0\u79ef\u6781\u63a2\u7d22\u793e\u533a\u94f6\u884c\u3001\u8fdc\u7a0b\u667a\u80fd\u94f6\u884c\u3001\u94f6\u884c\u7535\u5546\u7b49\u591a\u79cd\u670d\u52a1\u5f62\u5f0f\u3002\u4e0b\u56fe\u662f\u7531\u4ea4\u884c\u8054\u5408\u4e13\u4e1a\u8bbe\u8ba1\u673a\u6784\u63a2\u7d22\u51fa\u7684\u4f53\u9a8c\u5f0f\u667a\u80fd\u7f51\u70b9\u670d\u52a1\uff0c\u5b83\u4ee5\u7269\u7406\u7f51\u70b9\u4e3a\u8f7d\u4f53\u3001\u7ebf\u4e0a\u5e73\u53f0\u4e3a\u5ef6\u4f38\uff0c\u4ee5\u4f11\u95f2\u5316\u7684\u7a7a\u95f4\u5e03\u5c40\u3001\u667a\u80fd\u5316\u7684\u7535\u5b50\u5a92\u4ecb\u3001\u5f00\u653e\u5f0f\u7684\u4ea7\u54c1\u5c55\u793a\uff0c\u4fc3\u8fdb\u987e\u5ba2\u4e0e\u94f6\u884c\u591a\u5a92\u4ecb\u3001\u591a\u611f\u5b98\u7684\u670d\u52a1\u4ea4\u4e92\uff0c\u8425\u9020\u4e86\u8f7b\u677e\u3001\u6109\u60a6\u7684\u7528\u6237\u4f53\u9a8c\uff0c\u7a81\u7834\u4e86\u4f20\u7edf\u7269\u7406\u94f6\u884c\u5c01\u95ed\u3001\u5355\u8c03\u7684\u6837\u5f0f\uff0c\u5f15\u9886\u7740\u94f6\u884c\u7f51\u70b9\u8f6c\u578b\u7684\u6f6e\u6d41\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-06.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39874\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-06.png\" alt=\"sd-bank-to-if-06\" width=\"640\" height=\"374\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-06.png 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-06-300x175.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p><em>\u4ea4\u901a\u94f6\u884c\u4f53\u9a8c\u5f0f\u667a\u80fd\u7f51\u70b9\u670d\u52a1<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u5bf9\u4e8e\u670d\u52a1\u8bbe\u8ba1\u521b\u65b0\uff0c\u56fd\u5185\u5f88\u591a\u4e2d\u5c0f\u94f6\u884c\u5c24\u5176\u6d3b\u8dc3\u3002\u5b83\u4eec\u4ece\u5ba2\u6237\u9700\u6c42\u51fa\u53d1\uff0c\u901a\u8fc7\u8bbe\u8ba1\u6709\u6548\u6574\u5408\u7269\u7406\u94f6\u884c\u548c\u4e92\u8054\u7f51\u91d1\u878d\u7684\u5404\u81ea\u4f18\u52bf\uff0c\u4ee5\u4f18\u8d28\u7684\u670d\u52a1\u4f53\u9a8c\u5411\u4f20\u7edf\u5927\u578b\u94f6\u884c\u53d1\u8d77\u6311\u6218\u3002\u6bd4\u5982\u5e7f\u53d1\u94f6\u884c\uff0c\u8fd1\u51e0\u5e74\u7740\u529b\u63a8\u884c\u7528\u6237\u4f53\u9a8c\u6218\u7565\uff0c\u4ece\u8bbe\u8ba1\u3001\u6280\u672f\u3001\u7ba1\u7406\u7b49\u591a\u4e2a\u5c42\u9762\u6784\u5efaO2O\u7684\u91d1\u878d\u670d\u52a1\u5e03\u5c40\uff0c\u91cd\u70b9\u53d1\u5c55VTM\u667a\u80fd\u94f6\u884c\u3001\u79fb\u52a8\u652f\u4ed8\u7b49\u521b\u65b0\u9879\u76ee\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u5168\u5929\u5019\u3001\u65e0\u7eb8\u5316\u3001\u7ebf\u4e0a\u7ebf\u4e0b\u76f8\u7ed3\u5408\u7684\u4e00\u7ad9\u5f0f\u8d44\u91d1\u89e3\u51b3\u65b9\u6848\u3002\u6beb\u65e0\u7591\u95ee\uff0c\u4ee5\u4e0a\u7684\u670d\u52a1\u521b\u65b0\u5728\u6539\u53d8\u94f6\u884c\u8fd0\u884c\u6a21\u5f0f\u7684\u540c\u65f6\uff0c\u4e5f\u4e3a\u987e\u5ba2\u5e26\u6765\u4e86\u66f4\u591a\u4fbf\u5229\u3002\u5c24\u4e3a\u91cd\u8981\u7684\u662f\uff0c\u53d7\u7b2c\u4e09\u65b9\u652f\u4ed8\u4f01\u4e1a\u5c42\u51fa\u4e0d\u7a77\u7684\u65b0\u9896\u670d\u52a1\u5f71\u54cd\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u6c11\u4f17\u610f\u8bc6\u5230\u201c\u94f6\u884c\u670d\u52a1\u53ef\u4ee5\u66f4\u597d\u5730\u88ab\u8bbe\u8ba1\u201d\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u94f6\u884c\u5e94\u201c\u66f4\u597d\u5730\u8bbe\u8ba1\u670d\u52a1\u201d\u3002<\/p>\n<p>\u4ece\u670d\u52a1\u8bbe\u8ba1\u7684\u89d2\u5ea6\u770b\uff0c\u66f4\u597d\u5730\u8bbe\u8ba1\u670d\u52a1\u610f\u5473\u7740\uff1a\u6709\u610f\u8bc6\u5730\u6574\u5408\u65b0\u7684\u5546\u4e1a\u6a21\u5f0f\uff0c\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\uff0c\u5f3a\u8c03\u95ee\u9898\u5bfc\u5411\uff0c\u654f\u9510\u6d1e\u5bdf\u9700\u6c42\u673a\u4f1a\uff0c\u4e3a\u6280\u672f\u8d4b\u4e88\u6709\u610f\u4e49\u7684\u5f62\u5f0f\uff0c\u6700\u7ec8\u4e3a\u987e\u5ba2\u521b\u9020\u6709\u7528\u3001\u597d\u7528\u4e14\u5e0c\u671b\u62e5\u6709\uff0c\u4e3a\u7ec4\u7ec7\u521b\u9020\u6709\u6548\u3001\u9ad8\u6548\u4e14\u4e0e\u4f17\u4e0d\u540c\u7684\u670d\u52a1\uff0c\u5e76\u8425\u9020\u826f\u597d\u7684\u4f53\u9a8c\uff0c\u4f20\u9012\u79ef\u6781\u7684\u4ef7\u503c\u884c\u4e3a<span style=\"color: #3366ff;\"><em>[8]<\/em><\/span>\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\">\u4e09\u3001\u6211\u56fd\u94f6\u884c\u5f00\u5c55\u670d\u52a1\u8bbe\u8ba1\u7684\u51e0\u70b9\u5efa\u8bae<\/span><\/h4>\n<p>\u76ee\u524d\uff0c\u6211\u56fd\u94f6\u884c\u670d\u52a1\u6b63\u5904\u4e8e\u4ece\u7269\u7406\u94f6\u884c\u5411\u4e92\u8054\u7f51\u91d1\u878d\u8f6c\u53d8\u3001\u5ef6\u4f38\u7684\u5173\u952e\u65f6\u671f\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u670d\u52a1\u8bbe\u8ba1\u5c06\u53d1\u6325\u79ef\u6781\u4f5c\u7528\uff0c\u6210\u4e3a\u94f6\u884c\u521b\u65b0\u7684\u91cd\u8981\u624b\u6bb5\u3002\u5bf9\u4e8e\u670d\u52a1\u8bbe\u8ba1\u7684\u5f00\u5c55\uff0c\u6211\u56fd\u94f6\u884c\u5e94\u91cd\u70b9\u628a\u63e1\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/p>\n<h5>\uff08\u4e00\uff09 \u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u91cd\u65b0\u5b9a\u4e49\u5176\u4e0e\u94f6\u884c\u7684\u5173\u7cfb<\/h5>\n<p>\u670d\u52a1\u7684\u751f\u4ea7\u548c\u6d88\u8d39\u5f80\u5f80\u662f\u540c\u65f6\u8fdb\u884c\u7684\uff0c\u5ba2\u6237\u9700\u8981\u4e0d\u540c\u7a0b\u5ea6\u5730\u53c2\u4e0e\u670d\u52a1\u751f\u4ea7\u7684\u8fc7\u7a0b\uff0c\u5e76\u4e0e\u670d\u52a1\u7ec4\u7ec7\u53d1\u751f\u591a\u7ef4\u5ea6\u3001\u591a\u5c42\u6b21\u7684\u4ea4\u4e92\u4f5c\u7528\u3002\u4e92\u8054\u7f51\u91d1\u878d\u7684\u5174\u8d77\u4f7f\u5f97\u94f6\u884c\u4e0d\u518d\u662f\u5ba2\u6237\u8981\u53bb\u7684\u5730\u65b9\uff0c\u800c\u662f\u5b9e\u73b0\u5ba2\u6237\u91d1\u878d\u9700\u6c42\u3001\u6ee1\u8db3\u5176\u5728\u4efb\u4f55\u65f6\u95f4\u3001\u4efb\u4f55\u5730\u70b9\u4e2a\u6027\u5316\u5b9a\u5236\u9700\u8981\u7684\u4ea4\u4e92\u5bf9\u8c61[9]\u3002\u826f\u597d\u7684\u670d\u52a1\u8bbe\u8ba1\u5fc5\u987b\u7406\u6e05\u670d\u52a1\u7cfb\u7edf\u4e2d\u5404\u79cd\u590d\u6742\u7684\u4ea4\u4e92\u5173\u7cfb\uff0c\u5c24\u5176\u662f\u76f8\u5173\u5229\u76ca\u8005\u95f4\u7684\u5173\u7cfb\u3002\u4ece\u8fd9\u4e2a\u610f\u4e49\u4e0a\u8bb2\uff0c\u94f6\u884c\u670d\u52a1\u8bbe\u8ba1\u7684\u91cd\u70b9\u4e0d\u518d\u662f\u91d1\u94b1\u4ea4\u6613\u672c\u8eab\uff0c\u800c\u662f\u94f6\u884c\u4e0e\u5ba2\u6237\u4e4b\u95f4\u7684\u5173\u7cfb\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u670d\u52a1\u8bbe\u8ba1\u7684\u5b9e\u65bd\u5e94\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\uff0c\u4e00\u65b9\u9762\u4e3b\u52a8\u5730\u8d70\u8fd1\u987e\u5ba2\uff0c\u6d1e\u5bdf\u4ed6\u4eec\u7684\u751f\u6d3b\u65b9\u5f0f\u3001\u6d88\u8d39\u4e60\u60ef\u3001\u7fa4\u4f53\u6587\u5316\u7b49\u884c\u4e3a\u5c5e\u6027\uff0c\u91cd\u65b0\u8ba4\u8bc6\u91d1\u94b1\u5728\u4eba\u4eec\u751f\u6d3b\u4e2d\u6240\u626e\u6f14\u7684\u89d2\u8272\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u5173\u6ce8\u4ed6\u4eec\u7684\u8d26\u6237[10]\uff0c\u5e76\u9488\u5bf9\u4e0d\u540c\u5e74\u9f84\u5c42\u5ba2\u6237\u7684\u7279\u70b9\u548c\u9700\u6c42\u8fdb\u884c\u89c4\u6a21\u5b9a\u5236\uff1b\u53e6\u4e00\u65b9\u9762\uff0c\u5e94\u5f3a\u5316\u5bf9\u670d\u52a1\u672c\u4f53\u5c5e\u6027\u3001\u670d\u52a1\u79d1\u5b66\u7684\u8ba4\u77e5\uff0c\u4ee5\u95ee\u9898\u4e3a\u5bfc\u5411\uff0c\u5ba1\u89c6\u6574\u4e2a\u91d1\u878d\u751f\u6001\u548c\u670d\u52a1\u7cfb\u7edf\u3002\u5728\u6b64\u57fa\u7840\u4e0a\uff0c\u6784\u5efa\u548c\u8c10\u5171\u751f\u3001\u4ef7\u503c\u5171\u521b\u7684\u201c\u94f6\u884c\u2014\u5ba2\u6237\u201d\u5173\u7cfb\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-07.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39875\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-07.png\" alt=\"sd-bank-to-if-07\" width=\"640\" height=\"399\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-07.png 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-07-300x187.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h5>\uff08\u4e8c\uff09 \u7cbe\u5fc3\u8bbe\u8ba1\u670d\u52a1\u63a5\u89e6\u4e2d\u7684\u7528\u6237\u4f53\u9a8c<\/h5>\n<p>\u670d\u52a1\u63a5\u89e6\u662f\u987e\u5ba2\u4e0e\u670d\u52a1\u7ec4\u7ec7\u53d1\u751f\u7684\u6240\u6709\u4ea4\u4e92\u6d3b\u52a8\uff0c\u65e2\u5305\u62ec\u987e\u5ba2\u4e0e\u670d\u52a1\u4eba\u5458\u4e4b\u95f4\u7684\u4eba\u9645\u4ea4\u4e92\uff0c\u4e5f\u5305\u62ec\u987e\u5ba2\u4e0e\u8bbe\u5907\u53ca\u76f8\u5173\u5a92\u4ecb\u7684\u975e\u4eba\u9645\u4ea4\u4e92\u3002\u7269\u7406\u94f6\u884c\u670d\u52a1\u4e2d\u4eba\u9645\u4ea4\u4e92\u662f\u4e3b\u4f53\uff0c\u800c\u4e92\u8054\u7f51\u91d1\u878d\u66f4\u5f3a\u8c03\u4eba\u4e0e\u667a\u80fd\u7ec8\u7aef\u7684\u4eba\u673a\u4ea4\u4e92\u3002\u670d\u52a1\u63a5\u89e6\u7684\u6709\u6548\u5b9e\u73b0\u5fc5\u987b\u501f\u52a9\u76f8\u5e94\u7684\u63a5\u89e6\u8981\u7d20\u8ba9\u987e\u5ba2\u611f\u77e5\u6216\u4f7f\u7528\uff0c\u8fd9\u4e9b\u8981\u7d20\u5c31\u662f\u670d\u52a1\u63a5\u89e6\u70b9\uff0c\u5305\u62ec\u987e\u5ba2\u6240\u770b\u5230\u7684\u3001\u542c\u5230\u7684\u3001\u89e6\u5230\u7684\u3001\u95fb\u5230\u7684\u3001\u5c1d\u5230\u7684\u5404\u79cd\u5f62\u5f0f<em><span style=\"color: #3366ff;\">[11]<\/span><\/em>\u3002<\/p>\n<p>\u7cbe\u5fc3\u8bbe\u8ba1\u7528\u6237\u7684\u4f53\u9a8c\u662f\u4e00\u5207\u4ea7\u54c1\u548c\u670d\u52a1\u7684\u7075\u9b42<span style=\"color: #3366ff;\"><em>[12]<\/em><\/span>\u3002\u4eba\u4eec\u83b7\u53d6\u94f6\u884c\u670d\u52a1\u4e0d\u518d\u53ea\u662f\u529f\u80fd\u7684\u6ee1\u8db3\uff0c\u66f4\u4e3a\u91cd\u8981\u7684\u5219\u662f\u670d\u52a1\u63a5\u89e6\u4e2d\u7684\u4f53\u9a8c\u3002\u65e0\u8bba\u94f6\u884c\u91c7\u7528\u4f55\u79cd\u670d\u52a1\u6a21\u5f0f\uff0c\u90fd\u9700\u8981\u5bf9\u670d\u52a1\u63a5\u89e6\u8fc7\u7a0b\u8fdb\u884c\u6df1\u5165\u7814\u7a76\uff0c\u5bf9\u5176\u63a5\u89e6\u70b9\u8fdb\u884c\u7cfb\u7edf\u5206\u6790\u3001\u5f52\u7c7b\u3001\u5e03\u5c40\uff0c\u91cd\u70b9\u8003\u8651\u5b89\u5168\u6027\u3001\u4fbf\u6377\u6027\u3001\u64cd\u4f5c\u6027\uff0c\u5e76\u517c\u987e\u5f7c\u6b64\u95f4\u7684\u5173\u8054\u6027\u3002\u826f\u597d\u7684\u7528\u6237\u4f53\u9a8c\uff0c\u6e90\u4e8e\u987e\u5ba2\u5bf9\u670d\u52a1\u63a5\u89e6\u70b9\u6beb\u65e0\u969c\u788d\u7684\u8bc6\u522b\uff0c\u5b83\u53ef\u4e3a\u94f6\u884c\u5e26\u6765\u53ef\u6301\u7eed\u7684\u5ba2\u6237\u8d44\u6e90\u3002<\/p>\n<p>\u7814\u7a76\u548c\u63a2\u7d22\u670d\u52a1\u63a5\u89e6\u5bf9\u4e8e\u66f4\u597d\u5730\u7ec4\u7ec7\u94f6\u884c\u670d\u52a1\uff0c\u6d1e\u5bdf\u987e\u5ba2\u9700\u6c42\uff0c\u521b\u9020\u4ef7\u503c\u5177\u6709\u5341\u5206\u91cd\u8981\u7684\u610f\u4e49\u3002\u5bf9\u670d\u52a1\u63a5\u89e6\u4e2d\u7684\u7528\u6237\u4f53\u9a8c\u8fdb\u884c\u8bbe\u8ba1\uff0c\u662f\u94f6\u884c\u670d\u52a1\u5dee\u5f02\u5316\u3001\u4eba\u6027\u5316\u7684\u91cd\u8981\u4f53\u73b0\uff0c\u4e5f\u662f\u5438\u5f15\u987e\u5ba2\u7684\u91cd\u8981\u624b\u6bb5\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-08.png\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39876\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-08.png\" alt=\"sd-bank-to-if-08\" width=\"640\" height=\"407\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-08.png 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-08-300x191.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h5>\uff08\u4e09\uff09 \u8de8\u4e13\u4e1a\u534f\u4f5c\u4e3a\u94f6\u884c\u8d4b\u4e88\u6709\u610f\u4e49\u7684\u5f62\u5f0f<\/h5>\n<p>\u670d\u52a1\u8bbe\u8ba1\u662f\u57fa\u4e8e\u591a\u5b66\u79d1\u7684\u7cfb\u7edf\u6574\u5408\u521b\u65b0\uff0c\u5b83\u5c06\u8bbe\u8ba1\u5b66\u79d1\u7684\u601d\u7ef4\u3001\u65b9\u6cd5\u3001\u6280\u5de7\u7b49\u5e94\u7528\u5230\u670d\u52a1\u9886\u57df\uff0c\u662f\u4f18\u5316\u73b0\u6709\u670d\u52a1\u3001\u8bbe\u8ba1\u5168\u65b0\u670d\u52a1\u3001\u6fc0\u53d1\u6a21\u5f0f\u521b\u65b0\u7684\u65b9\u6cd5\u8bba\uff0c\u5b83\u53ef\u4e3a\u94f6\u884c\u521b\u65b0\u5e26\u6765\u66f4\u591a\u673a\u4f1a\uff0c\u6210\u4e3a\u66f4\u597d\u5730\u51b3\u7b56\u4e1a\u52a1\u8fd0\u884c\u548c\u673a\u6784\u53d8\u9769\u7684\u4e00\u79cd\u624b\u6bb5<span style=\"color: #3366ff;\"><em>[13]<\/em><\/span>\u3002<\/p>\n<p>\u968f\u7740\u793e\u4f1a\u7684\u4e0d\u65ad\u53d1\u5c55\uff0c\u94f6\u884c\u4e0e\u5176\u4ed6\u793e\u4f1a\u7ec4\u7ec7\u7684\u8fb9\u754c\u5c06\u8d8a\u6765\u8d8a\u6a21\u7cca\uff0c\u8de8\u754c\u7a7f\u900f\u548c\u878d\u5408\u5c06\u6210\u4e3a\u5e38\u6001\u3002\u56e0\u6b64\uff0c\u94f6\u884c\u670d\u52a1\u8bbe\u8ba1\u7684\u5b9e\u65bd\uff0c\u4e00\u65b9\u9762\u8981\u6c42\u7a81\u7834\u56fa\u6709\u7684\u4e13\u4e1a\u89c2\u5ff5\uff08\u91d1\u878d\u3001\u7ecf\u6d4e\u3001\u7ba1\u7406\u7b49\uff09\u675f\u7f1a\uff0c\u6b63\u786e\u8ba4\u8bc6\u8bbe\u8ba1\u601d\u7ef4\uff0c\u4ee5\u4e00\u79cd\u66f4\u79ef\u6781\u3001\u4e3b\u52a8\u3001\u5f00\u653e\u7684\u521b\u65b0\u65b9\u5f0f\u8fce\u63a5\u6311\u6218\uff0c\u63a8\u52a8\u94f6\u884c\u4ece\u4f20\u7edf\u8425\u8fd0\u578b\u5411\u4ef7\u503c\u521b\u9020\u578b\uff0c\u7531\u7ed3\u7b97\u4ea4\u6613\u578b\u5411\u670d\u52a1\u4f53\u9a8c\u578b\u7684\u8f6c\u53d8\uff1b\u53e6\u4e00\u65b9\u9762\uff0c\u8981\u8d85\u8d8a\u670d\u52a1\u672c\u8eab\uff0c\u7406\u89e3\u548c\u63a2\u7d22\u91d1\u878d\u7ec4\u7ec7\u7cfb\u7edf\uff0c\u5c06\u8bbe\u8ba1\u521b\u65b0\u6e17\u900f\u5230\u5176\u7279\u6709\u6587\u5316\u91cc\uff0c\u8fdb\u800c\u4e3a\u94f6\u884c\u8d4b\u4e88\u6709\u610f\u4e49\u7684\u5f62\u5f0f<em><span style=\"color: #3366ff;\">[14]<\/span><\/em>\u3002\u5c24\u4e3a\u91cd\u8981\u7684\u662f\uff0c\u670d\u52a1\u8bbe\u8ba1\u5e94\u4ece\u66f4\u9ad8\u5c42\u9762\u4e0a\u5f15\u5bfc\u4e2a\u4f53\u5bf9\u4e8e\u91d1\u94b1\u548c\u8d22\u5bcc\u7684\u7406\u6027\u8ffd\u6c42\uff0c\u5f15\u5bfc\u91d1\u878d\u673a\u6784\u66f4\u597d\u5730\u878d\u5165\u5927\u4f17\u751f\u6d3b\uff0c\u79ef\u6781\u53d1\u5c55\u666e\u60e0\u91d1\u878d\uff0c\u4fc3\u8fdb\u793e\u4f1a\u7684\u548c\u8c10\u53d1\u5c55\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-09.jpg\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-39897\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-09.jpg\" alt=\"sd-bank-to-if-09\" width=\"640\" height=\"436\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-09.jpg 640w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2016\/06\/sd-bank-to-if-09-300x204.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a><\/p>\n<p><em>Brett King. BreakingBanks. John Wiley &amp; Sons, 2014.<\/em><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\">\u56db\u3001\u7ed3\u8bed<\/span><\/h4>\n<p>\u94f6\u884c\u662f\u91d1\u878d\u4f53\u7cfb\u7684\u6838\u5fc3\uff0c\u5173\u4e4e\u56fd\u5bb6\u7ecf\u6d4e\uff0c\u5173\u4e4e\u6c11\u4f17\u751f\u6d3b\u4e0e\u5de5\u4f5c\uff0c\u66f4\u597d\u7684\u94f6\u884c\u670d\u52a1\u53ef\u4ee5\u4fc3\u6210\u548c\u8c10\u793e\u4f1a\u7684\u53ef\u6301\u7eed\u53d1\u5c55\u3002\u4ece\u7269\u7406\u94f6\u884c\u5230\u4e92\u8054\u7f51\u91d1\u878d\u7684\u53d1\u5c55\u6f14\u8fdb\uff0c\u4e0d\u4ec5\u4ec5\u662f\u670d\u52a1\u65b9\u5f0f\u7684\u8f6c\u53d8\uff0c\u66f4\u662f\u94f6\u884c\u521b\u65b0\u601d\u7ef4\u3001\u65b9\u6cd5\u53ca\u7ade\u4e89\u7b56\u7565\u7684\u6539\u53d8\u3002<\/p>\n<p>\u670d\u52a1\u8bbe\u8ba1\u5728\u5176\u4e2d\u7684\u5e94\u7528\uff0c\u65e2\u8981\u6709\u7cfb\u7edf\u7684\u8bbe\u8ba1\u7406\u8bba\u548c\u65b9\u6cd5\u505a\u6307\u5bfc\uff0c\u8fd8\u9700\u4e13\u4e1a\u7684\u91d1\u878d\u77e5\u8bc6\u548c\u5546\u4e1a\u667a\u6167\u4e3a\u4f9d\u6258\uff1b\u65e2\u9f13\u52b1\u5f00\u653e\u6027\u7684\u7a81\u7834\u521b\u65b0\uff0c\u53c8\u8981\u4e25\u683c\u575a\u5b88\u56fd\u5bb6\u6cd5\u5f8b\u6cd5\u89c4\u7684\u76d1\u7ba1\u5e95\u7ebf\uff1b\u65e2\u8981\u7406\u6027\u770b\u5f85\u975e\u94f6\u884c\u673a\u6784\uff08\u4e3b\u8981\u662f\u4e92\u8054\u7f51\u4f01\u4e1a\uff09\u7684\u670d\u52a1\u51b2\u51fb\u548c\u4e0d\u8db3\uff0c\u66f4\u8981\u5145\u5206\u53d1\u6325\u94f6\u884c\u7684\u81ea\u8eab\u4f18\u52bf\u3002\u603b\u800c\u8a00\u4e4b\uff0c\u66f4\u597d\u5730\u8bbe\u8ba1\u670d\u52a1\uff0c\u94f6\u884c\u4efb\u91cd\u9053\u8fdc\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\">\u53c2\u8003\u6587\u732e\uff1a<\/span><\/h4>\n<ol>\n<li>[1]\u00a0 \u9648\u65b0\u6c11\uff0e\u4f53\u9a8c\u5f0f\u94f6\u884c\uff1a\u5f00\u542f\u65b0\u578b\u94f6\u884c\u4e4b\u8def[J]\uff0e\u91d1\u878d\u7535\u5b50\u5316\uff0c2014\uff085\uff09\uff1a43-45\uff0e<\/li>\n<li>[2]\u00a0 \u5218\u5170\u9999\uff0e\u67dc\u53f0\u4e0a\u7684\u65f6\u4ee3\uff1a\u7ba1\u7aa5\u5546\u4e1a\u94f6\u884c\u670d\u52a1\u53d8\u8fc1\u53f2[N]\uff0e21\u4e16\u7eaa\u7ecf\u6d4e\u62a5\u9053\uff0c2012-08-29(12)\uff0e<\/li>\n<li>[3]\u00a0 \u7f57\u660e\u96c4\uff0c\u5510\u9896\uff0c\u5218\u52c7\uff0e\u4e92\u8054\u7f51\u91d1\u878d[M]\uff0e\u5317\u4eac\uff1a\u4e2d\u56fd\u8d22\u653f\u7ecf\u6d4e\u51fa\u7248\u793e\uff0c2013\uff0e<\/li>\n<li>[4]\u00a0 \u6768\u51ef\u751f\uff0e\u94f6\u884c\u6539\u9769\u653b\u575a\uff1a\u70ed\u70b9\u00b7\u96be\u70b9\u00b7\u91cd\u70b9[M]\uff0e\u5317\u4eac\uff1a\u4e2d\u4fe1\u51fa\u7248\u793e\uff0c2015\uff0e<\/li>\n<li>[5]\u00a0 \u4ea4\u901a\u94f6\u884c\u91d1\u878d\u7814\u7a76\u4e2d\u5fc3\uff0e\u4e92\u8054\u7f51\u91d1\u878d\u5305\u5bb9\u5171\u751f\u521b\u65b0\u80fd\u91cf\u5de8\u5927\u2014\u2014\u4e92\u8054\u7f51\u91d1\u878d\u7814\u8ba8\u4f1a\u7eaa\u8981[N]\uff0e\u4e0a\u6d77\u8bc1\u5238\u62a5\uff0c2013-11-16\uff08011\uff09\uff0e<\/li>\n<li>[6]\u5468\u79d1\uff0e\u94f6\u884c\u7269\u7406\u7f51\u70b9\uff1a\u7f51\u7edc\u91d1\u878d\u80cc\u666f\u4e0b\u7684\u53d1\u5c55\u8d8b\u52bf[J]\uff0e\u56fd\u9645\u91d1\u878d\uff0c2013\uff0812\uff09\uff1a29-30\uff0e<\/li>\n<li>[7] \u8463\u8389\uff0e\u4eceATM\u5230VTM\u7684\u94f6\u884c\u8715\u53d8[J]\uff0eIT\u7ecf\u7406\u4e16\u754c\uff0c2012\uff0817\uff09\uff1a50-53\uff0e<\/li>\n<li>[8]STICKDORN M\uff0cSCHNEIDER J\uff0eThis is Service Design Thinking\uff1aBasics\uff0cTools\uff0cCases[M]\uff0eWiley\uff0c2011\uff0e<\/li>\n<li>[9]KING B\uff0eBank3.0\uff1aWhy Bankingis No Longer Somewhere You Go\uff0cBut Something You Do[M]\uff0eMarshall Cavendish\uff0c2013\uff0e<\/li>\n<li>[10]MOED J\uff0eRetail Banks Turning toDesign[J]\uff0eBanking Today\uff0c2011(Sep.Oct)\uff1a22-27\uff0e<\/li>\n<li>[11] \u7f57\u4ed5\u9274\uff0c\u6731\u4e0a\u4e0a\uff0e\u670d\u52a1\u8bbe\u8ba1[M]\uff0e\u5317\u4eac\uff1a\u673a\u68b0\u5de5\u4e1a\u51fa\u7248\u793e\uff0c2011\uff0e<\/li>\n<li>[12] PINE B J,GILMORE J H\uff0eThe Experience Economy\uff1aWork is theater &amp; every business a stage\uff3bM\uff3d\uff0eBoston\uff1aHarvardBusiness School Press\uff0c1999\uff0e<\/li>\n<li>[13]LOCKWOOD T\uff0eDesign Thinking\uff1aIntegrating Innovation\uff0cCustomerExperience\uff0cand Brand value[M]\uff0eAllworth Press\uff0c2009\uff0e<\/li>\n<li>[14]KING B\uff0eBreaking Banks\uff1aThe Innovators\uff0cRogues\uff0cand Strategists Rebooting Banking[M]\uff0eJohn Wiley &amp; Sons\uff0c2014\uff0e<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\">\u5173\u4e8e\u4f5c\u8005\uff1a<\/span><\/h4>\n<ul>\n<li>\u66f9\u5efa\u4e2d\uff0c\u6c5f\u5357\u5927\u5b66\u8bbe\u8ba1\u5b66\u9662\u535a\u58eb\u751f\uff0c\u5408\u80a5\u5de5\u4e1a\u5927\u5b66\u5de5\u4e1a\u8bbe\u8ba1\u7cfb\u6559\u5e08\uff0c\u4e13\u6ce8\u4e8e\u94f6\u884c\u7528\u6237\u4f53\u9a8c\u4e0e\u670d\u52a1\u8bbe\u8ba1\u3001\u4ea7\u54c1\u521b\u65b0\u8bbe\u8ba1\uff0c\u90ae\u7bb1\uff1a<a href=\"mailto:jianzhongdesign@163.com\">jianzhongdesign@163.com<\/a><\/li>\n<li>\u8f9b\u5411\u9633 \u6559\u6388\u3001\u535a\u58eb\u751f\u5bfc\u5e08\uff0c\u4ea4\u4e92\u8bbe\u8ba1\u3001\u4f53\u9a8c\u8bbe\u8ba1\u4e0e\u670d\u52a1\u8bbe\u8ba1\u9886\u57df\u56fd\u9645\u77e5\u540d\u5b66\u8005\u3002<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\">\u6269\u5c55\u9605\u8bfb\uff1a<\/span><\/h4>\n<ul>\n<li><span style=\"text-decoration: underline;\"><span style=\"color: #3366ff; text-decoration: underline;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/www.uxren.cn\/?p=19966\" target=\"_blank\">\u3010UXRen\u8bd1\u3011\u4ec0\u4e48\u662f\u670d\u52a1\u8bbe\u8ba1\uff1f<\/a><\/span><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><span style=\"color: #3366ff; text-decoration: underline;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/www.uxren.cn\/?p=38185\" target=\"_blank\">\u3010\u5927\u62ff\u8bf4\u3011\u5168\u7403\u670d\u52a1\u8bbe\u8ba1\u521b\u65b0\u8bba\u575b\u5927\u62ff\u89c2\u70b9<\/a><\/span><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><span style=\"color: #3366ff; text-decoration: underline;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/www.uxren.cn\/?p=37281\" target=\"_blank\">\u3010\u601d\u8003\u3011\u5982\u4f55\u505a\u597d\u670d\u52a1\u8bbe\u8ba1\uff1f\u6211\u6709\u8bdd\u60f3\u8bf4\uff1a\u53c2\u89c2\u5510\u7855\u6709\u611f<\/a><\/span><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><span style=\"color: #3366ff; text-decoration: underline;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/www.uxren.cn\/?p=36996\" target=\"_blank\">\u3010\u5927\u62ff\u8bf4\u3011\u661f\u5df4\u514b\u5982\u4f55\u505a\u670d\u52a1\u8bbe\u8ba1\u2014\u2014IEG\u521b\u65b0\u54a8\u8be2\u987e\u95ee\u7ae5\u6bd3\u821f<\/a><\/span><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><span style=\"color: #3366ff; text-decoration: underline;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/www.uxren.cn\/?p=36810\" target=\"_blank\">\u3010\u5927\u62ff\u8bf4\u3011\u670d\u52a1\u8bbe\u8ba1\u4e0e\u4ea4\u4e92\u8bbe\u8ba1\u2014\u2014\u738b\u56fd\u80dc\uff08\u56fd\u9645\u670d\u52a1\u8bbe\u8ba1\u8054\u76df\uff08\u4e2d\u56fd\uff09\u4e3b\u5e2d\uff09<\/a><\/span><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><span style=\"color: #3366ff; text-decoration: underline;\"><a style=\"color: #3366ff; text-decoration: underline;\" href=\"https:\/\/www.uxren.cn\/?cat=1005\" target=\"_blank\">UXRen\u670d\u52a1\u8bbe\u8ba1\u4e13\u680f\u6587\u7ae0&gt;&gt;<\/a><\/span><\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<address>\u6587\u7ae0\u8f6c\u8f7d\u6765\u6e90\uff1a<a href=\"http:\/\/mp.weixin.qq.com\/s?src=3&amp;timestamp=1466049406&amp;ver=1&amp;signature=VHpvLG-u3ebC2tmUNcBuSBvypBsXRbFe5EWjWDOXFfvlV7fw8mpsinrOgcKSVUr876RTJWHE3dK7D*mj4sodfdoP7NhOLVIDTswX4XY082yDjz0s-EnkrhlvcW-2HE4h0Buabsi1AuUXzEMGYaXSVjCAZSJdekShHP3eY4p6FHw=\" target=\"_blank\">\u670d\u52a1\u8bbe\u8ba1\u8054\u5408\u7ec4\u7ec7<\/a><a href=\"http:\/\/mp.weixin.qq.com\/s?src=3&amp;timestamp=1463016446&amp;ver=1&amp;signature=9VcfHRYIWj86XkWY0*MHjpRSR5wmKsSiCYAATUvUlH4J8MVCuocRmfAG1ruQhtwQ4-mPnxmLqsPwVAfQVXPOlbWoYCNPX7Gn-Jk68oBicbwHxazyKxxtNJfBGF2UYJRYm2bhJRhev4lbni64Yu5-lYnphMsqcxwRaFX8cAqM4D0=\" target=\"_blank\"><br \/>\n<\/a><\/address>\n<address>\u5934\u56fe\u6765\u6e90\uff1a<a href=\"http:\/\/www.ahodesign.no\/wp-content\/uploads\/2014\/02\/444W5127-rotated-e1394030343754.jpg\" target=\"_blank\">http:\/\/www.ahodesign.no<\/a><\/address>\n<address><span style=\"font-size: 14px; line-height: 1.5em;\">========================================<\/span><\/address>\n<p><span style=\"color: #3366ff;\">\u4e0d\u77e5\u4e0d\u89c9UXRen\u793e\u533a\u5b98\u7f51\u5df2\u7ecf2\u5c81\u4e86\uff0c \u5728\u8fd9\u91cc\u5c0f\u7f16\u8981\u611f\u8c22\u90a3\u4e48\u4e00\u5982\u65e2\u5f80\u652f\u6301\u672c\u7ad9\u7684\u6cb9\u8336\u4eba\u3002<\/span> <span style=\"color: #3366ff;\">UXRen.cn\u6b22\u8fce\u6cb9\u8336\u4eba\u6295\u7a3f\uff0c\u63d0\u4f9b\u6709\u4ef7\u503c\u7684\u8d44\u8baf\u3001\u7ebf\u7d22\u3001\u70b9\u5b50\u53ca\u5efa\u8bae\u3002\u00a0<\/span><\/p>\n<p><span style=\"color: #3366ff;\">\u90ae\u7bb1\uff1a<a href=\"mailto:contact@13tech.com.cn\"><span style=\"color: #3366ff;\">contact@13tech.com.cn<\/span><\/a>\u00a0<\/span><br \/>\n<span style=\"color: #3366ff;\">\u6ce8\u660e\uff1a\u672c\u7ad9\u5185\u5bb9\u53ca\u6570\u636e\u90e8\u5206\u6765\u81ea\u4e92\u8054\u7f51\u53ca\u516c\u5f00\u6e20\u9053\uff0c\u5982\u6709\u4fb5\u6743\u8bf7\u53ca\u65f6\u8054\u7cfb\u6211\u4eec\u3002<\/span><br \/>\n========================================<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4ece\u8bbe\u8ba1\u601d\u7ef4\u51fa\u53d1\u63d0\u51fa\u6211\u56fd\u94f6\u884c\u5f00\u5c55\u670d\u52a1\u8bbe\u8ba1\u7684\u4e09\u70b9\u5efa\u8bae\uff0c\u5373\u4ee5\u5ba2\u6237\u4e3a\u4e2d\u5fc3\u91cd\u65b0\u5b9a\u4e49\u5176\u4e0e\u94f6\u884c\u7684\u5173\u7cfb\u3001\u7cbe\u5fc3\u8bbe\u8ba1\u670d\u52a1\u63a5\u89e6\u4e2d\u7684\u7528\u6237\u4f53\u9a8c\u3001\u8de8\u4e13\u4e1a\u534f\u4f5c\u4e3a\u94f6\u884c\u8d4b\u4e88\u6709\u610f\u4e49\u7684\u5f62\u5f0f\u3002<\/p>\n","protected":false},"author":1,"featured_media":39903,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1005,47],"tags":[1468,2605,2647],"_links":{"self":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts\/39861"}],"collection":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39861"}],"version-history":[{"count":5,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts\/39861\/revisions"}],"predecessor-version":[{"id":40105,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts\/39861\/revisions\/40105"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/media\/39903"}],"wp:attachment":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}