{"id":59862,"date":"2018-07-02T15:55:56","date_gmt":"2018-07-02T07:55:56","guid":{"rendered":"http:\/\/uxren.cn\/?p=59862"},"modified":"2019-02-13T14:41:58","modified_gmt":"2019-02-13T06:41:58","slug":"%e3%80%90%e7%ac%94%e8%ae%b0%e3%80%91%e8%ae%be%e8%ae%a1%e9%87%8d%e6%96%b0%e5%ae%9a%e4%b9%89%e9%93%b6%e8%a1%8c","status":"publish","type":"post","link":"https:\/\/www.uxren.cn\/?p=59862","title":{"rendered":"\u3010\u7b14\u8bb0\u3011\u8bbe\u8ba1\u91cd\u65b0\u5b9a\u4e49\u94f6\u884c"},"content":{"rendered":"<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-59735\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/06\/uxren-offline-gz-201806-01.jpg\" alt=\"\" width=\"1600\" height=\"971\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/06\/uxren-offline-gz-201806-01.jpg 1600w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/06\/uxren-offline-gz-201806-01-300x182.jpg 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/06\/uxren-offline-gz-201806-01-768x466.jpg 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/06\/uxren-offline-gz-201806-01-1024x621.jpg 1024w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/p>\n<p><em>2018\u5e746\u670830\u65e5\uff0cUXRen\u5e7f\u5dde\u5206\u8235\u4e3e\u529e\u4e86\u300a\u8bbe\u8ba1\u91cd\u65b0\u5b9a\u4e49\u94f6\u884c\u300b\u7684\u6c99\u9f99\u5206\u4eab\uff0c\u672c\u6587\u57fa\u4e8e\u5609\u5bbe<span style=\"color: #3366ff;\"><strong>\u6731\u6653\u9752\uff08\u94f6\u884c\u72ec\u7acb\u987e\u95ee\uff0c\u65b0\u4e66\u300a\u94f6\u884c\u670d\u52a1\u8bbe\u8ba1\u4e0e\u521b\u65b0\u300b\u4f5c\u8005\uff09<\/strong><\/span>\u7684\u73b0\u573a\u5206\u4eab\u603b\u7ed3\u800c\u6210\u3002<\/em><\/p>\n<p>\u7b14\u8bb0\u8bb0\u5f55\u5458\uff1a\u8347\u4e4b<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\"><strong>1.\u8ba4\u8bc6\u670d\u52a1\u8bbe\u8ba1<\/strong><\/span><\/h4>\n<h5><span style=\"color: #3366ff;\"><strong>1.1 \u670d\u52a1\u8bbe\u8ba1\u7684\u53d1\u5c55\u7531\u6765<\/strong><\/span><\/h5>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-01.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59863 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-01.png\" alt=\"\" width=\"1438\" height=\"690\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-01.png 1438w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-01-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-01-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-01-1024x491.png 1024w\" sizes=\"(max-width: 1438px) 100vw, 1438px\" \/><\/a><\/p>\n<h5><span style=\"color: #3366ff;\"><strong>1.2 \u670d\u52a1\u8bbe\u8ba1\u7684\u6982\u5ff5\u548c\u5185\u5bb9<\/strong><\/span><\/h5>\n<p>\u670d\u52a1\u8bbe\u8ba1\u7684\u53e6\u5916\u4e2a\u6765\u6e90\u662f\u6e90\u4e8e\u670d\u52a1\u8425\u9500\u3002\u670d\u52a1\u8425\u9500\u7684\u6838\u5fc3\u5c31\u662f\u4eba\uff08\u5173\u6ce8\u987e\u5ba2\u6ee1\u610f\u548c\u987e\u5ba2\u5fe0\u8bda\uff09\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-02.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59864 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-02.png\" alt=\"\" width=\"1437\" height=\"692\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-02.png 1437w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-02-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-02-768x370.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-02-1024x493.png 1024w\" sizes=\"(max-width: 1437px) 100vw, 1437px\" \/><\/a><\/p>\n<p>\u670d\u52a1\u8425\u9500\u7406\u8bba\u4ece\u4f20\u7edf\u76844p\u7406\u8bba\u53d1\u5c55\u52307p\u7406\u8bba\uff0c\u589e\u52a0\u4e86\u4eba\u5458\u3001\u8fc7\u7a0b\u3001\u6709\u5f62\u5c55\u793a\u3002\u5176\u4e2d\uff0c\u6240\u6709\u7684\u4eba\u90fd\u76f4\u63a5\u6216\u95f4\u63a5\u5730\u88ab\u5377\u5165\u67d0\u79cd\u670d\u52a1\u7684\u6d88\u8d39\u8fc7\u7a0b\u4e2d\uff0c\u662f7p\u8425\u9500\u7ec4\u5408\u7406\u8bba\u91cc\u5f88\u91cd\u8981\u7684\u4e00\u4e2a\u89c2\u70b9\u3002<\/p>\n<p>\u670d\u52a1\u8bbe\u8ba1\u540c\u6837\u8981\u6c42\u662f\u4ee5\u4eba\u4e3a\u672c\u3002\u5b83\u5305\u542b\u7684\u5185\u5bb9\u6709\u5f88\u591a\uff0c\u5982\u4e0b\u56fe\u6240\u793a\uff1a<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-03.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59865 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-03.png\" alt=\"\" width=\"1439\" height=\"692\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-03.png 1439w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-03-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-03-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-03-1024x492.png 1024w\" sizes=\"(max-width: 1439px) 100vw, 1439px\" \/><\/a><\/p>\n<p>&#8220;\u670d\u52a1\u8bbe\u8ba1&#8221;\u548c&#8221;\u8bbe\u8ba1\u601d\u7ef4&#8221;\u7684\u533a\u522b\u5728\u4e8e\uff1a\u201c\u8bbe\u8ba1\u601d\u7ef4\u201d\u662f\u4e00\u79cd\u65b9\u6cd5\u8bba\uff0c\u201c\u670d\u52a1\u8bbe\u8ba1&#8221;\u5219\u662f\u5f3a\u8c03\u628a\u601d\u8003\u8f6c\u5316\u4e3a\u6709\u6548\u65b9\u6848\u548c\u786e\u4fdd\u843d\u5730\u6267\u884c\u7684\u5b9e\u8df5\u6d3b\u52a8\uff0c\u5373\u66f4\u591a\u662f\u5f3a\u8c03\u8bbe\u8ba1\u6267\u884c\u548c\u843d\u5730\u3002\u6240\u4ee5\uff0c\u6709\u8bbe\u8ba1\u601d\u7ef4\u5e76\u4e0d\u4ee3\u8868\u80fd\u505a\u597d\u670d\u52a1\u8bbe\u8ba1\u3002<\/p>\n<p>&nbsp;<\/p>\n<h5><strong><span style=\"color: #3366ff;\">1.3 \u670d\u52a1\u8bbe\u8ba1\u7684\u4e3b\u8981\u7279\u5f81<\/span><\/strong><\/h5>\n<p><span style=\"color: #3366ff;\"><strong>1.3.1 \u4ee5\u4eba\u4e3a\u672c<\/strong><\/span><\/p>\n<p>\u59cb\u4e8e\u5ba2\u6237\u7684\u6df1\u523b\u6d1e\u5bdf\uff0c\u6c89\u6d78\u4e8e\u771f\u5b9e\u73af\u5883\u8fdb\u800c\u6355\u6349\u5ba2\u6237\u7684\u884c\u4e3a\u3001\u6545\u4e8b\u548c\u4f53\u9a8c\u3002<\/p>\n<p>\u670d\u52a1\u8bbe\u8ba1\u8981\u6c42\u670d\u52a1\u89d2\u5ea6\u66f4\u591a\u5728\u4e3a\u5ba2\u6237\u7740\u60f3\u3002\u7ecf\u5e38\u4f1a\u5229\u7528\u5404\u79cd\u89c2\u5bdf\u6cd5\u53bb\u8fdb\u884c\u5ba2\u6237\u7814\u7a76\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b\uff1a<\/strong><\/span>\u5728\u53bb\u5e74\uff0c\u56fd\u5185\u67d0\u80a1\u4efd\u5236\u94f6\u884c\u60f3\u8981\u4e86\u89e380\u540e\u548c90\u540e\u7684\u8d2d\u623f\u9700\u6c42\uff0c\u501f\u4ee5\u6539\u8fdb\u8d37\u6b3e\u670d\u52a1\u3002\u9879\u76ee\u56e2\u961f\u7684\u505a\u6cd5\u662f\u6311\u9009\u4e86\u4e00\u6279\u7814\u7a76\u5bf9\u8c61\uff0c\u7136\u540e\u76f4\u63a5\u4f4f\u8fdb\u4e86\u8fd9\u4e9b\u7814\u7a76\u5bf9\u8c61\u7684\u5bb6\uff0c\u4e0e\u5176\u540c\u5403\u540c\u4f4f\u597d\u51e0\u5929\uff0c\u9879\u76ee\u56e2\u961f\u8ba4\u4e3a\uff0c\u53ea\u8981\u6df1\u5165\u4ed6\u4eec\u7684\u751f\u6d3b\uff0c\u624d\u80fd\u7406\u89e3\u523080\u540e\u548c90\u540e\u7684\u751f\u6d3b\u65b9\u5f0f\uff0c\u884c\u4e3a\u4e60\u60ef\uff0c\u8ba4\u77e5\u504f\u597d\uff0c\u4ee5\u53ca\u5982\u4f55\u770b\u5f85\u4f4f\u623f\u53ca\u5b89\u6392\u8d2d\u623f\u8ba1\u5212\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>1.3.2 \u5171\u540c\u521b\u9020<\/strong><\/span><\/p>\n<p>\u5f3a\u8c03\u591a\u65b9\u7684\u5171\u540c\u53c2\u4e0e\u548c\u534f\u4f5c\uff0c\u5305\u62ec\u5ba2\u6237\u3001\u5458\u5de5\u3001\u5408\u4f5c\u4f19\u4f34\u53ca\u5176\u4ed6\u5229\u76ca\u76f8\u5173\u8005\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u65e0\u5370\u826f\u54c1\uff1a<\/strong><\/span>\u5728\u65e0\u5370\u826f\u54c1\u6240\u5c5e\u7684\u65e5\u672c\u826f\u54c1\u8ba1\u5212\u516c\u53f8\u5185\u90e8\uff0c\u6709\u4e2a\u673a\u6784\u4e3a\u201c\u751f\u6d3b\u826f\u54c1\u7814\u7a76\u6240&#8221;\u3002\u201c\u751f\u6d3b\u826f\u54c1\u7814\u7a76\u6240&#8221;\u50cf\u4e00\u4e2a\u975e\u6b63\u5f0f\u7684\u7814\u7a76\u90e8\u95e8\uff0c\u901a\u8fc7\u5b9e\u4f53\u5e97\u94fa\u548c\u7f51\u7edc\u4e0e\u987e\u5ba2\u8fdb\u884c\u4ea4\u6d41\u3002\u65e0\u5370\u826f\u54c1\u7684\u65e5\u672c\u987e\u5ba2\uff0c\u5728\u5f53\u5e97\u91cc\u6ca1\u6709\u60f3\u8981\u7684\u4e1c\u897f\u65f6\uff0c\u5c31\u4e60\u60ef\u4e3b\u52a8\u767b\u5f55\u751f\u6d3b\u826f\u54c1\u7814\u7a76\u6240\u7684\u7f51\u9875\uff0c\u5e76\u5199\u4e0b\u4ed6\u4eec\u7684\u5efa\u8bae\u3002\u4e4b\u540e\u516c\u53f8\u76f8\u5173\u8d1f\u8d23\u4eba\u5c31\u4f1a\u5bf9\u987e\u5ba2\u63d0\u6848\u8fdb\u884c\u7814\u7a76\u5224\u65ad\uff0c\u540c\u65f6\u4e5f\u4f1a\u53cd\u9988\u987e\u5ba2\u7ed3\u679c\u3002<\/p>\n<p><em>\uff08\u65e0\u5370\u826f\u54c1\u751f\u6d3b\u7814\u7a76\u6240\uff1ahttp:\/\/lab.muji.tw\uff09<\/em><\/p>\n<p><strong><span style=\"color: #3366ff;\">1.3.3 \u5168\u9762\u7cfb\u7edf<\/span><\/strong><\/p>\n<p>\u5173\u4e4e\u6574\u4e2a\u7ec4\u7ec7\u8005\u81ea\u4e0a\u800c\u4e0b\uff0c\u7531\u5185\u800c\u5916\u7684\u5168\u9762\u7cfb\u7edf\u6027\u8f6c\u578b\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-BBVA\uff08\u897f\u73ed\u7259\u5bf9\u5916\u94f6\u884c\uff09\uff1a<\/strong><\/span>2017\u5e74\u4e2d\uff0c\u5168\u7403\u94f6\u884c\u4e1a\u521b\u65b0\u9886\u5bfc\u8005\u2014\u2014\u897f\u73ed\u7259\u5bf9\u5916\u94f6\u884cBBVA\u5c31\u5ba3\u5e03\u5728\u5168\u7403\u8303\u56f4\u5185\u7504\u90091000\u540d\u5458\u5de5\uff0c\u57f9\u517b\u6210\u4e3a\u201c\u8bbe\u8ba1\u5927\u4f7f\u201d\uff0c\u4ee5\u4fbf\u5728\u6574\u4e2a\u7ec4\u7ec7\u63a8\u5e7f\u8bbe\u8ba1\u3002BBVA\u8ba4\u4e3a\u6240\u6709\u5458\u5de5\uff0c\u65e0\u8bba\u89d2\u8272\uff0c\u90fd\u5e94\u8be5\u5f00\u59cb\u628a\u81ea\u5df1\u770b\u4f5c\u662f\u4e00\u4e2a\u8bbe\u8ba1\u5e08\uff0c\u901a\u8fc7\u8bbe\u8ba1\u8d62\u5f97\u672a\u6765\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u82b1\u65d7\u94f6\u884c\uff1a<\/strong><\/span>\u7f8e\u56fd\u82b1\u65d7\u94f6\u884c\u5728\u4eca\u5e741\u6708\u4efd\u7684\u201c\u8bbe\u8ba1\u4e0e\u91d1\u878d\u201d\u4f1a\u8bae\u4e0a\u5ba3\u5e03\uff0c\u5df2\u7ecf\u4e0eIDEO\u8fbe\u6210\u5408\u4f5c\uff0c\u4e3a\u5176\u5168\u7403\u5458\u5de5\u63d0\u4f9b\u8bbe\u8ba1\u601d\u7ef4\u57f9\u8bad\uff0c\u8fd9\u5c06\u4f5c\u4e3a\u82b1\u65d7\u94f6\u884c\u5185\u90e8\u8f6c\u578b\u6218\u7565\u4e2d\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>1.3.4 \u654f\u6377\u7075\u6d3b<\/strong><\/span><\/p>\n<p>\u6253\u7834\u4f20\u7edf\u6846\u67b6\uff0c\u63a8\u884c\u9879\u76ee\u548cMVP\u7684\u8fed\u4ee3\u7b56\u7565\uff0c\u8ffd\u6c42\u53ef\u7528\u800c\u975e\u5b8c\u7f8e\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\"><strong>2 \u670d\u52a1\u8bbe\u8ba1\u7684\u4ef7\u503c<\/strong><\/span><\/h4>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-04.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59866 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-04.png\" alt=\"\" width=\"1435\" height=\"692\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-04.png 1435w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-04-300x145.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-04-768x370.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-04-1024x494.png 1024w\" sizes=\"(max-width: 1435px) 100vw, 1435px\" \/><\/a><\/p>\n<h5><span style=\"color: #3366ff;\"><strong>2.1 \u771f\u5b9e\u8fde\u63a5\u5ba2\u6237<\/strong><\/span><\/h5>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-05.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59867 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-05.png\" alt=\"\" width=\"1434\" height=\"691\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-05.png 1434w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-05-300x145.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-05-768x370.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-05-1024x493.png 1024w\" sizes=\"(max-width: 1434px) 100vw, 1434px\" \/><\/a><\/p>\n<p>\u900f\u8fc7\u201c\u4ee5\u4eba\u4e3a\u672c&#8221;\uff0c\u5e2e\u52a9\u4f01\u4e1a\u4e0e\u5ba2\u6237\u7ad9\u5728\u540c\u4e00\u89d2\u5ea6\u53bb\u601d\u8003\uff0c\u7406\u89e3\u5ba2\u6237\uff0c\u5e76\u4ece\u800c\u5f97\u4ee5\u63d0\u5347\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u7f8e\u56fd\u94f6\u884c\u7684\u201c\u96f6\u94b1\u8f6c\u5b58&#8221;\uff1a<\/strong><\/span>2004\u5e74\uff0c\u7f8e\u56fd\u94f6\u884c\u4e3a\u4e86\u63d0\u9ad8\u5ba2\u6237\u50a8\u84c4\u7387\uff08\u5f53\u65f6\u56fd\u5916\u6574\u4f53\u4e3a\u53ea\u559c\u6b22\u82b1\u4e0d\u559c\u6b22\u5b58\u94b1\uff09\uff0c\u627e\u4e86\u76ee\u6807\u5bf9\u8c61\uff0c\u957f\u65f6\u95f4\u4e0e\u5ba2\u6237\u5446\u5728\u4e00\u8d77\u8fdb\u884c\u89c2\u5bdf\u548c\u8bbf\u8c08\uff0c\u6df1\u5165\u4e86\u89e3\u5ba2\u6237\u5e73\u65e5\u5982\u4f55\u5b89\u6392\u8d44\u91d1\u3002\u7814\u7a76\u53d1\u73b0\uff0c\u8fd9\u4e9b\u5ba2\u6237\u662f\u6709\u5b58\u94b1\u7684\u60f3\u6cd5\uff0c\u4f46\u662f\u63a7\u5236\u4e0d\u4e86\u8d2d\u7269\u6b32\u671b\u3002\u4e8e\u662f\uff0c\u7ecf\u8fc7\u7814\u7a76\u63a2\u8ba8\uff0c\u4ed6\u4eec\u63a8\u51fa\u4e86\u4e00\u9879\u521b\u65b0\u4ea7\u54c1\u2014keep the change\u96f6\u5934\u8f6c\u5b58\u3002\u5ba2\u6237\u4f7f\u7528\u501f\u8bb0\u5361\u8fdb\u884c\u6d88\u8d39\u65f6\uff0c\u94f6\u884c\u4f1a\u5212\u8d70\u4e00\u4e2a\u6574\u6570\uff0c\u96f6\u5934\u4f1a\u81ea\u52a8\u4ece\u5ba2\u6237\u7684\u652f\u7968\u8d26\u6237\u8fdb\u5165\u50a8\u84c4\u8d26\u6237\u4e2d\u3002\u6bd4\u65b9\u8bf4\uff0c\u4e00\u676f\u5496\u55613.43\u7f8e\u5143\uff0c\u94f6\u884c\u5c31\u4f1a\u5212\u8d704\u7f8e\u5143\uff0c\u5e76\u5c06\u5dee\u989d\uff0857\u7f8e\u5206\uff09\u5b58\u5165\u5ba2\u6237\u7684\u50a8\u84c4\u8d26\u6237\u3002\u8fd9\u4e2a\u96f6\u5934\u8f6c\u5b58\u7684\u8bbe\u8ba1\uff0c\u5f88\u53d7\u5ba2\u6237\u7684\u6b22\u8fce\uff0c\u5e76\u5e2e\u52a9\u7f8e\u56fd\u94f6\u884c\u8d62\u5f97\u4e861200\u4e07\u4e2a\u65b0\u5ba2\u6237\u548c31\u4ebf\u7f8e\u5143\u7684\u65b0\u589e\u5b58\u6b3e\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-06.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59868 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-06.png\" alt=\"\" width=\"1437\" height=\"691\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-06.png 1437w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-06-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-06-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-06-1024x492.png 1024w\" sizes=\"(max-width: 1437px) 100vw, 1437px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<h5><span style=\"color: #3366ff;\"><strong>2.2 \u5b9e\u73b0\u5546\u4e1a\u6210\u529f<\/strong><\/span><\/h5>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-59869\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-07.png\" alt=\"\" width=\"1438\" height=\"691\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-07.png 1438w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-07-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-07-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-07-1024x492.png 1024w\" sizes=\"(max-width: 1438px) 100vw, 1438px\" \/><\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u82f9\u679c\uff1a<\/strong><\/span>\u4ea7\u54c1\u8bbe\u8ba1\u9a71\u52a8\uff0c\u624d\u8ba9\u5176\u8d77\u6b7b\u56de\u751f\u30022016\u5e74\u82f9\u679c\u5728\u505a\u8f6c\u578b\uff0c\u8f6f\u4ef6\u8bbe\u8ba1\u548c\u670d\u52a1\u3002\u5bf9\u4e8e\u8f6c\u578b\u540e\u7684\u65b0\u65d7\u8230\u5e97\uff0c\u8bbe\u8ba1\u5e08\u505a\u4e86\u7279\u6b8a\u7684\u5e03\u7f6e\uff0c\u6539\u53d8\u4e86\u539f\u5148\u7684\u6027\u51b7\u6de1\u98ce\uff0c\u8fdb\u4e00\u6b65\u81f4\u7a81\u663e\u4e86\u95e8\u5e97\u7684\u201c\u793e\u533a\u611f&#8221;\u3002\u540c\u65f6\u8fd8\u4f1a\u8d2f\u7a7f\u5ba4\u5916\u573a\u5730\uff0c\u6bd4\u5982\u7528\u6765\u5f00BBQ\u3001\u5c0f\u578b\u6f14\u51fa\u7b49\uff0c\u76f8\u6bd4\u8fc7\u53bb\u8f83\u4e3a\u5c01\u95ed\u7684\u5546\u573a\u8bbe\u8ba1\uff0c\u81f4\u529b\u6253\u9020\u6210\u4e00\u4e2a\u4e0e\u57ce\u5e02\u751f\u6d3b\u66f4\u7d27\u5bc6\u76f8\u8fde\u7684\u793e\u533a\u4e2d\u5fc3\u3002<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-59870\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-08.png\" alt=\"\" width=\"1473\" height=\"708\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-08.png 1473w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-08-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-08-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-08-1024x492.png 1024w\" sizes=\"(max-width: 1473px) 100vw, 1473px\" \/><\/p>\n<p><em>\uff08\u6848\u4f8b\u9644\u94fe\uff1ahttps:\/\/mp.weixin.qq.com\/s\/p3TAepSJ0OZpNFaIsQat0Q\uff09<\/em><\/p>\n<p>KPCB\u62a5\u544a\u4e2d\u6307\u51fa\uff1a2015\u5e74\u8d22\u5bcc\u767e\u5f3a\u4f01\u4e1a\uff0c\u8d85\u8fc710%\u628a\u8bbe\u8ba1\u5217\u4e3a\u6267\u884c\u7ba1\u7406\u5c42\u4f18\u5148\u9879\u3002\u800c\u4e14\u7ecf\u7814\u7a76\u53d1\u73b0\uff0c\u8bbe\u8ba1\u4e3b\u5bfc\u7684\u516c\u53f8\u5728\u8fc7\u53bb\u5341\u5e74\uff0c\u56de\u62a5\u6bd4\u6807\u666e500\u6307\u6570\u5e73\u5747\u9ad8211%\u3002<\/p>\n<p>&nbsp;<\/p>\n<h5><span style=\"color: #3366ff;\"><strong>2.3 \u534f\u540c\u7ec4\u7ec7\u53d8\u9769<\/strong><\/span><\/h5>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-09.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59871 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-09.png\" alt=\"\" width=\"1438\" height=\"690\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-09.png 1438w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-09-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-09-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-09-1024x491.png 1024w\" sizes=\"(max-width: 1438px) 100vw, 1438px\" \/><\/a><\/p>\n<p>\u56f4\u7ed5\u5ba2\u6237\uff0c\u534f\u540c\u7ec4\u7ec7\u63a8\u8fdb\u53d8\u9769\u3002\u670d\u52a1\u8bbe\u8ba1\uff0c\u5f3a\u8c03\u524d\u540e\u53f0\u5171\u540c\u521b\u9020\uff0c\u5176\u4e2d\u66f4\u591a\u662f\u540e\u53f0\u7684\u53c2\u4e0e\u3002\u56e0\u4e3a\u524d\u53f0\u4f1a\u76f4\u63a5\u63a5\u89e6\u5ba2\u6237\uff0c\u672c\u8eab\u5c31\u76f8\u5bf9\u7406\u89e3\u5ba2\u6237\u9700\u6c42\uff0c\u800c\u540e\u53f0\u5374\u4e0d\u4f1a\uff0c\u6240\u4ee5\u4ee5\u524d\u5f88\u591a\u65f6\u5019\u6218\u7565\u8f6c\u578b\u65e0\u6cd5\u63a8\u5bfc\u4e0b\u53bb\uff0c\u90fd\u662f\u53d7\u9650\u540e\u53f0\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-Fidelity Investments\uff08\u5bcc\u8fbe\u6295\u8d44\uff09\uff1a<\/strong><\/span>\u51e0\u5e74\u524d\uff0c\u5bcc\u8fbe\u7684\u4e00\u540d\u7535\u8bdd\u5ba2\u670d\u4e2d\u5fc3\u4ee3\u8868\u63a5\u5230\u4e0d\u5c11\u5ba2\u6237\u53cd\u9988\u767b\u5f55\u624b\u673a\u7cfb\u7edf\u51fa\u73b0\u95ee\u9898\uff0c\u8fd9\u4f4d\u4ee3\u8868\u6070\u597d\u662f\u670d\u52a1\u8bbe\u8ba1\u601d\u7ef4\u4ff1\u4e50\u90e8\u7684\u4f1a\u5458\uff0c\u4e8e\u662f\u5979\u5728\u8be5\u4ff1\u4e50\u90e8\u7684\u5728\u7ebf\u793e\u533a\u4e0a\u53d1\u8d77\u4e86\u8ba8\u8bba\uff0c\u5f88\u591a\u4f1a\u5458\u4e5f\u90fd\u4e00\u8d77\u53c2\u4e0e\u4ea4\u6d41\u5e76\u63d0\u51fa\u89e3\u51b3\u5efa\u8bae\uff0c\u8be5\u4ff1\u4e50\u90e8\u7684\u4f1a\u957f\u4e5f\u5c31\u662f\u5bcc\u8fbe\u7528\u6237\u4f53\u9a8c\u56e2\u961f\u7684\u8d1f\u8d23\u4eba\u7acb\u5373\u7ec4\u7ec7\u56e2\u961f\u8fc5\u901f\u5730\u5c55\u5f00\u4fee\u590d\u3002\u6700\u7ec8\u7684\u7ed3\u679c\u662f\uff0c\u95ee\u9898\u4ee5\u4e0d\u52302\u4e07\u7684\u6210\u672c\u88ab\u89e3\u51b3\u4e86\uff0c\u540c\u65f6\u4e5f\u4e3a\u5bcc\u8fbe\u8282\u7701\u4e86\u6bcf\u5e74400\u4e07\u7684\u5ba2\u670d\u4e2d\u5fc3\u5f00\u652f\u3002<\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\"><strong>3 \u670d\u52a1\u8bbe\u8ba1\u5728\u91d1\u878d\u9886\u57df\u7684\u5e94\u7528<\/strong><\/span><\/h4>\n<h5><span style=\"color: #3366ff;\"><strong>3.1 \u5ba2\u6237\u6d1e\u5bdf<\/strong><\/span><\/h5>\n<p>\u7406\u89e3\u91d1\u94b1\u4e0e\u4eba\u7684\u5173\u7cfb\uff0c\u5e2e\u52a9\u5b9e\u73b0\u66f4\u597d\u7684\u89c4\u5212\u3002\u968f\u7740\u793e\u4f1a\u3001\u73af\u5883\u3001\u53c2\u7167\u7fa4\u4f53\u7b49\u7684\u53d8\u5316\uff0c\u4f1a\u540c\u65f6\u5f71\u54cd\u5ba2\u6237\u7684\u91d1\u94b1\u89c2\uff0c\u6240\u4ee5\u9700\u8981\u901a\u8fc7\u8bbe\u8ba1\u6765\u89c2\u5bdf\u5e76\u63d0\u5347\u3002<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u534e\u4fa8\u94f6\u884c\uff1a<\/strong><\/span>\u5176\u5728app\u91cc\u52a0\u4e86\u793e\u4f1a\u53c2\u7167\u7ecf\u9a8c(\u540c\u7c7b\u53c2\u7167\u7fa4\u4f53\u7684\u6295\u8d44\u3001\u5b58\u6b3e\u7b49\u600e\u4e48\u5b89\u6392\uff09\uff0c\u63d0\u4f9b\u5ba2\u6237\u66f4\u76f4\u89c2\u7684\u53c2\u8003\u3002\u8fd9\u4e00\u6539\u53d8\u6070\u597d\uff1a<\/p>\n<ul>\n<li>a.\u6ee1\u8db3\u4e86\u4e2a\u4eba\u7684\u730e\u5947\u5fc3\u7406\uff1a\u56e0\u4e3a\u7406\u8d22\u672c\u8eab\u662f\u79c1\u5bc6\u5316\/\u4e2a\u4eba\u5316\u884c\u4e3a\uff0c\u4e00\u822c\u4e0d\u4f1a\u8ddf\u5916\u4eba\u8bf4\uff0c\u6240\u4ee5\u8fd9\u4e00\u884c\u4e3a\u4f1a\u6ee1\u8db3\u4e86\u5ba2\u6237\u7684\u730e\u5947\u5fc3\u7406\u3002<\/li>\n<li>b.\u63d0\u4f9b\u53cd\u601d\u548c\u501f\u9274\u7684\u673a\u4f1a\uff1a\u5bf9\u7406\u8d22\u6709\u56f0\u60d1\uff0c\u53ef\u8fdb\u884c\u5b66\u4e60\u3002\u540c\u65f6\uff0c\u4e5f\u80fd\u8ba9\u5ba2\u6237\u6709\u4ece\u4f17\u7684\u538b\u529b\u3002<\/li>\n<li>c.\u83b7\u5f97\u7cfb\u7edf\u7684\u79ef\u6781\u53cd\u9988\uff1a\u5bf9\u505a\u7684\u597d\u7684\u5ba2\u6237\u6709\u66f4\u597d\u7684\u6fc0\u52b1\u4f5c\u7528\u3002<\/li>\n<li>d.\u503c\u5f97\u4fe1\u4efb\u7684\u53c2\u7167\u7fa4\u4f53\uff1a\u56e0\u4e3a\u90fd\u662f\u540c\u7c7b\u7fa4\u4f53\uff0c\u4ed6\u4eec\u8fd9\u4e9b\u5b9e\u9645\u7ecf\u9a8c\u7684\u53cd\u9988\u7ed9\u5ba2\u6237\uff0c\u66f4\u5bb9\u6613\u5f97\u5230\u5ba2\u6237\u7684\u4fe1\u4efb\u3002<\/li>\n<\/ul>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-IDEO\uff1a<\/strong><\/span>\u56e0\u4e3a\u7406\u8d22\u672c\u8eab\u662f\u79c1\u5bc6\u5316\/\u4e2a\u4eba\u5316\u884c\u4e3a\uff0c\u5f88\u591a\u4eba\u4e0d\u613f\u610f\u8868\u660e\uff0c\u6240\u4ee5\u4ed6\u4eec\u91c7\u53d6\u4e86\u753b\u753b\u7684\u65b9\u5f0f\u8868\u8fbe\u3002\u4e3a\u4e86\u4e86\u89e3\u91d1\u94b1\u89c2\u548c\u884c\u4e3a\uff0c\u4ed6\u4eec\u8981\u6c42\u5ba2\u6237\u753b\u51fa\u6765\uff0c\u800c\u4e0d\u662f\u5199\u6216\u8bf4\u51fa\u6765\u3002\u7136\u540e\u6839\u636e\u56fe\u5206\u6790\uff08\u6d1e\u6089\u5ba2\u6237\uff0c\u6df1\u5165\u89e3\u8bfb\u6d88\u8d39\u8005\u884c\u4e3a\uff09\uff0c\u5c06\u5ba2\u6237\u8fdb\u884c\u5206\u7c7b\u8fdb\u884c\u7814\u7a76\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-10.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59872 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-10.png\" alt=\"\" width=\"1438\" height=\"691\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-10.png 1438w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-10-300x144.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-10-768x369.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-10-1024x492.png 1024w\" sizes=\"(max-width: 1438px) 100vw, 1438px\" \/><\/a><\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u4e09\u661f\u751f\u547d\u4fdd\u9669\u682a\u5f0f\u4f1a\u793e\uff08\u7ebf\u4e0b\u6848\u4f8b\uff09\uff1a<\/strong><\/span>\u5f53\u65f6\uff0c\u97e9\u56fd\u7684\u81ea\u6740\u7387\u5f88\u9ad8\uff0c\u800c\u4e14\u5f88\u591a\u662f\u5728\u6a2a\u8de8\u6c49\u6c5f\u7684\u9996\u5c14\u9ebb\u6d66\u5927\u6865\u8df3\u6865\u8f7b\u751f\u7684\u3002\u97e9\u56fd\u653f\u5e9c\u4e3a\u4e86\u60f3\u964d\u4f4e\u81ea\u6740\u7387\uff0c\u5c31\u4e0e\u8be5\u673a\u6784\u5408\u4f5c\u3002\u4e09\u661f\u751f\u547d\u4fdd\u9669\u516c\u53f8\u5c31\u63a8\u51fa\u4e86\u201c\u70b9\u4eae\u5fc3\u706f&#8221;\u8fd9\u4e2a\u521b\u610f\u3002\u4ed6\u4eec\u5728\u6865\u4e0a\u7684\u62a4\u680f\u6bcf\u9694\u4e00\u5c0f\u6bb5\u8ddd\u79bb\u5c31\u5b89\u88c5\u4e00\u76cf\u706f\u4ee5\u53ca\u611f\u5e94\u88c5\u7f6e\uff0c\u4e00\u65e6\u6709\u884c\u4eba\u901a\u8fc7\uff0c\u62a4\u680f\u4e0a\u7684\u706f\u5c31\u4f1a\u8ddf\u7740\u4f60\u4e00\u8def\u70b9\u4eae\uff0c\u540c\u65f6\u4f1a\u4e0d\u65ad\u5730\u663e\u793a\u4e9b\u5173\u6000\u8bed\uff0c\u8ba9\u4f60\u611f\u53d7\u5230\u6709\u4eba\u5728\u8ddf\u4f60\u5bf9\u8bdd\u3002\u4f8b\u5982\u95ee\u5019\u4f60\uff1a\u5403\u9971\u4e86\u6ca1\uff1f\u4f60\u6700\u8fd1\u8fc7\u5f97\u600e\u4e48\u6837\uff1f\u6709\u4ec0\u4e48\u4e8b\u5728\u70e6\u607c\u7740\u4f60\u5417\uff1f\u53bb\u89c1\u89c1\u4f60\u60f3\u5ff5\u7684\u4eba\u5427\uff0c\u4f60\u4eba\u751f\u6700\u7cbe\u5f69\u7684\u65f6\u523b\u8fd8\u6ca1\u5230\u5462\u2026\u7b49\u8bed\uff0c\u900f\u8fc7\u8fd9\u4e9b\u5fc3\u7075\u5bf9\u8bdd\uff0c\u8ba9\u610f\u56fe\u8f7b\u751f\u8005\uff0c\u80fd\u591f\u91cd\u65b0\u60f3\u60f3\u81ea\u5df1\u7684\u4eba\u751f\u3002\u65b9\u5f0f\u5f88\u7b80\u5355\uff0c\u4f46\u5374\u6d1e\u6089\u5230\u81ea\u6740\u4eba\u7684\u5fc3\u7075\u60f3\u6cd5\u3002<\/p>\n<p>&nbsp;<\/p>\n<h5><span style=\"color: #3366ff;\"><strong>3.2 \u4f53\u9a8c\u5236\u80dc<\/strong><\/span><\/h5>\n<p>\u8ba9\u91d1\u878d\u4e0d\u518d\u51b0\u51b7\uff0c\u53d8\u5f97\u66f4\u4e3a\u4eba\u6027\u5316\uff01<\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-\u5b89\u5feb\u94f6\u884c\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>a.\u540d\u7247\u8bbe\u8ba1\uff1a\u4ed6\u4eec\u5458\u5de5\u7684\u540d\u7247\u8ddf\u56fd\u5185\u94f6\u884c\u7684\u5b8c\u5168\u4e0d\u4e00\u6837\uff0c\u4e0d\u4ec5\u4ec5\u662f\u663e\u793a\u5c97\u4f4d\u548c\u540d\u5b57\uff0c\u8fd8\u4f1a\u5c55\u793a\u5458\u5de5\u81ea\u5df1\u7684\u5404\u79cd\u559c\u597d\uff08\u5fc3\u7406\u5b66\u91cc\u79f0\u4e3a\u81ea\u6211\u8868\u9732\uff09\uff0c\u5982\u6700\u8fd1\u8bfb\u7684\u4e66\uff0c\u517b\u7684\u72d7\u7b49\u7b49\u3002\u975e\u5e38\u5730\u522b\u5f00\u751f\u9762\u3002<\/li>\n<li>b.\u4eba\u5458\u62db\u8058\uff1a\u4eba\u5458\u62db\u8058\u4e0d\u662f\u770b\u91cd\u5b66\u5386\uff0c\u66f4\u504f\u5411\u9762\u5411\u6709\u96f6\u552e\u80cc\u666f\u7684\u4eba\u7fa4\u62db\u8058\u3002\u4ed6\u4eec\u5e0c\u671b\u4ed6\u4eec\u7684\u5458\u5de5\u662f\u8eab\u4e0a\u6709\u6d3b\u529b\uff0c\u773c\u4e2d\u6709\u7075\u5149\u7684\u4eba\u3002<\/li>\n<li>c.\u793e\u533a\u8d70\u8bbf\uff0c\u6253\u9020\u793e\u533a\u94f6\u884c\u7684\u54c1\u724c\uff1a\u5229\u7528\u5927\u591a\u6570\u5ba2\u6237\u559c\u6b22\u96ea\u7cd5\u884c\u4e3a\uff0c\u4f1a\u5f00\u7740\u96ea\u7cd5\u8f66\u53bb\u793e\u533a\u8d70\u8bbf\uff0c\u6253\u51fa\u793e\u533a\u94f6\u884c\u7684\u54c1\u724c<\/li>\n<li>d.\u8425\u9020\u4f11\u95f2\u5a31\u4e50\u7684\u94f6\u884c\u96f6\u552e\u70b9\uff1a\u76f8\u5bf9\u4e8e\u4f20\u7edf\u7684\u94f6\u884c\u652f\u884c\uff0c\u5176\u201c\u7b2c\u4e00\u4ee3\u201d\u7f51\u70b9\u770b\u8d77\u6765\u4e0d\u592a\u50cf\u662f\u4e00\u4e2a\u94f6\u884c\uff1a\u4f20\u7edf\u652f\u884c\u7684\u684c\u5b50\u88ab\u632a\u8d70\u4e86\uff0c\u53d6\u800c\u4ee3\u4e4b\u7684\u662f\u8d70\u6765\u8d70\u53bb\u4e0e\u5ba2\u6237\u4ea4\u6d41\u7684\u94f6\u884c\u96c7\u5458\uff1b\u5e97\u5185\u8bbe\u6709\u53ef\u514d\u8d39\u4e0a\u7f51\u7684\u7535\u8111\uff0c\u4e00\u90e8\u53ef\u76f4\u63a5\u4e0e\u9996\u5e2d\u6267\u884c\u5b98\u8fde\u7ebf\u7684\u5ba2\u6237\u7535\u8bdd\uff0c\u4f9b\u4eba\u4eec\u8bfb\u62a5\u7684\u4e13\u533a\uff0c\u5e76\u4e14\u5b89\u5feb\u94f6\u884c\u628a\u5b83\u5f00\u653e\u7ed9\u5176\u6240\u5728\u7684\u793e\u533a\uff0c\u6253\u9020\u6210\u4f11\u95f2\u5a31\u4e50\u7684\u4f53\u9a8c\u5f0f\u94f6\u884c\u3002<\/li>\n<\/ul>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-USAA\uff1a<\/strong><\/span>USAA\u662f\u5b9a\u4f4d\u4e3a\u4e00\u5bb6\u4e13\u95e8\u670d\u52a1\u519b\u4eba\u548c\u5bb6\u5c5e\u7684\u94f6\u884c\uff08\u8fd9\u4e9b\u519b\u4eba\u5f88\u591a\u90fd\u662f\u4f1a\u5916\u6d3e\u7684\uff09\u3002\u5f53\u65f6\uff0cUSAA\u91c7\u7528\u4e86\u5b8c\u5168\u6c89\u6d78\u5f0f\u7684\u6d1e\u5bdf\u6cd5\uff0c\u8ba9\u5458\u5de5\u8ddf\u7740\u519b\u4eba\u5916\u6d3e\u5230\u5176\u5b83\u5730\u65b9\uff0c\u53bb\u4f53\u9a8c\u65e5\u5e38\u5403\u7684\u3001\u6f14\u7ec3\u7684\u65b9\u5f0f\uff0c\u540c\u65f6\u9605\u8bfb\u4ed6\u4eec\u4e0e\u5bb6\u5c5e\u95f4\u7684\u6765\u5f80\u4e66\u4fe1\u3002\u901a\u8fc7\u4f53\u9a8c\u89c2\u5bdf\uff0c\u53d1\u73b0\u8fd9\u4e9b\u519b\u4eba\u548c\u5bb6\u5c5e\u5728\u4e00\u4e9b\u5173\u952e\u65f6\u523b\uff0c\u5982\u7ed3\u5a5a\u3001\u642c\u5bb6\u3001\u79bb\u5a5a\u7b49\u65f6\u4f1a\u8868\u73b0\u6bd4\u8f83\u7126\u8651\u3002\u7ecf\u8fc7\u7814\u7a76\u63a2\u8ba8\uff0c\u4ed6\u4eec\u4e13\u95e8\u4e3a\u4e3b\u8981\u7684\u516b\u4e2a\u7cfb\u5217\u63d0\u4f9b\u4e9b\u89e3\u51b3\u65b9\u6848\u3002\u5982\u7ed3\u5a5a\uff0c\u4f1a\u6d89\u53ca\u5230\u793c\u91d1\u3001\u9152\u5e97\u3001\u793c\u5802\u7b49\uff0c\u6240\u6d89\u53ca\u5230\u7684\u573a\u666f\u4ed6\u4eec\u90fd\u4f1a\u8fdb\u884c\u670d\u52a1\u5ac1\u63a5\u5408\u4f5c\uff0c\u7528\u4ee5\u6ee1\u8db3\u4e0d\u540c\u5ba2\u6237\u7684\u9700\u6c42\u3002<\/p>\n<p>&nbsp;<\/p>\n<h5><span style=\"color: #3366ff;\"><strong>3.3 \u53d8\u9769\u521b\u65b0<\/strong><\/span><\/h5>\n<p>\u884c\u4e1a\u8fb9\u754c\u9010\u6e10\u6a21\u7cca\uff0c\u8de8\u754c\u878d\u5408\u6210\u4e3a\u8d8b\u52bf\u3002<\/p>\n<p>\u6848\u4f8b-\u5b89\u5feb\u94f6\u884c\uff1a\u5b89\u5feb\u94f6\u884c\u6700\u65e9\u662f\u670d\u52a1\u4e8e\u4f10\u6728\u5de5\u4eba\u7684\u5c0f\u578b\u793e\u533a\u94f6\u884c\uff0c\u5982\u4eca\u6f14\u53d8\u6210\u4e86\u9876\u7ea7\u7684\u96f6\u552e\u793e\u533a\u94f6\u884c\u3002\u4ed6\u4eec\u5f53\u65f6\u901a\u8fc7\u53d1\u52a8\u5458\u5de5\u8fdb\u884c\u6c89\u6d78\u5f0f\u7814\u7a76\u548c\u5168\u56fd\u6027\u8003\u5bdf\u540e\uff0c\u786e\u5b9a\u4e86\u4ed6\u4eec\u7684\u5b9a\u4f4d\uff0c\u5373\u4e3a\u201c\u4e0d\u4ec5\u4ec5\u662f\u94f6\u884c\uff0c\u800c\u662f\u91d1\u878d\u9886\u57df\u7684\u96f6\u552e\u670d\u52a1\u884c\u4e1a\u201d\u3002\u660e\u786e\u5b9a\u4f4d\u540e\uff0c\u4ed6\u4eec\u8fd8\u627e\u4e86\u96f6\u552e\u754c\u7684\u6807\u6746\u4f01\u4e1a\u201cnordstrom\u201d\u7b49\u8fdb\u884c\u5bf9\u6807\u5b66\u4e60\uff0c\u52a0\u5f3a\u5ba2\u6237\u4f53\u9a8c\u7684\u63d0\u5347\u3002\u5982\u95e8\u5e97\u7684\u6446\u8bbe\uff1a\u522b\u7684\u94f6\u884c\u90fd\u662f\u901a\u8fc7\u4f20\u5355\u6298\u9875\u6765\u4ecb\u7ecd\u91d1\u878d\u4ea7\u54c1\uff0c\u800c\u5b89\u5feb\u94f6\u884c\u5219\u9009\u62e9\u751f\u52a8\u6709\u5f62\u5316\u7684\u793c\u76d2\u65b9\u5f0f\uff1b\u5728\u7f51\u70b9\u6446\u653e\u4e00\u90e8\u68af\u5b50\u3001 \u4e00\u5806\u6cb9\u6f06\u548c\u5237\u5b50\uff0c\u901a\u8fc7\u53ef\u89c6\u5316\u7684\u65b9\u5f0f\u544a\u8bc9\u5ba2\u6237\u4ed6\u4eec\u63d0\u4f9b\u88c5\u4fee\u8d37\u6b3e\u3002<\/p>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-11.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59873 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-11.png\" alt=\"\" width=\"1472\" height=\"742\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-11.png 1472w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-11-300x151.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-11-768x387.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-11-1024x516.png 1024w\" sizes=\"(max-width: 1472px) 100vw, 1472px\" \/><\/a><\/p>\n<p><span style=\"color: #3366ff;\"><strong>\u6848\u4f8b-ING\u8377\u5170\u56fd\u9645\u96c6\u56e2\uff1a<\/strong><\/span>\u4e13\u95e8\u9009\u4e869-12\u5c81\u768414\u4f4d\u513f\u7ae5\u53bb\u505a\u513f\u7ae5\u987e\u95ee\u56e2\u3002\u4ed6\u4eec\u5458\u5de5\u4f1a\u7528\u987e\u95ee\u56e2\u80fd\u542c\u61c2\u7684\u65b9\u5f0f\u544a\u8bc9\u4ed6\u4eec\u65b0\u4ea7\u54c1\u7684\u521b\u610f\uff0c\u8ba9\u4ed6\u4eec\u53bb\u8bc4\u4ef7\uff0c\u4e4b\u540e\u518d\u505a\u5224\u65ad\u3002<\/p>\n<p><img loading=\"lazy\" class=\"alignnone size-full wp-image-59874\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-12.png\" alt=\"\" width=\"1472\" height=\"721\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-12.png 1472w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-12-300x147.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-12-768x376.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-12-1024x502.png 1024w\" sizes=\"(max-width: 1472px) 100vw, 1472px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"color: #3366ff;\"><strong>4. \u6211\u773c\u4e2d\u7684\u670d\u52a1\u8bbe\u8ba1<\/strong><\/span><\/h4>\n<p><a href=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-13.png\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" class=\"alignnone wp-image-59875 size-full\" src=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-13.png\" alt=\"\" width=\"1475\" height=\"725\" srcset=\"https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-13.png 1475w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-13-300x147.png 300w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-13-768x377.png 768w, https:\/\/www.uxren.cn\/wp-content\/uploads\/2018\/07\/bank-sd-xiaoqing-biji-13-1024x503.png 1024w\" sizes=\"(max-width: 1475px) 100vw, 1475px\" \/><\/a><\/p>\n<p>\u670d\u52a1\u8bbe\u8ba1\uff0c\u662f\u4e3a\u4e86\u66f4\u597d\u7684\u56de\u5f52\uff01<\/p>\n<p>\u5347\u7ea7\u4f5c\u4e3a\u201c\u4eba\u201d\u7684\u89d2\u8272\uff01<\/p>\n<h1 style=\"text-align: center;\">\t\t<div class=\"wpulike wpulike-robeen \" ><div class=\"wp_ulike_general_class wp_ulike_is_unliked\"><label><input \ttype=\"checkbox\"\n\t\t\t\t\t\t\tdata-ulike-id=\"59862\"\n\t\t\t\t\t\t\tdata-ulike-nonce=\"c6574077ce\"\n\t\t\t\t\t\t\tdata-ulike-type=\"likeThis\"\n\t\t\t\t\t\t\tdata-ulike-status=\"3\"\n\t\t\t\t\t\t\tclass=\"wp_ulike_btn wp_ulike_put_image\"\n\t\t\t\t\t\t\t \/><svg class=\"heart-svg\" viewBox=\"467 392 58 57\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><g class=\"Group\" fill=\"none\" fill-rule=\"evenodd\" transform=\"translate(467 392)\"><path d=\"M29.144 20.773c-.063-.13-4.227-8.67-11.44-2.59C7.63 28.795 28.94 43.256 29.143 43.394c.204-.138 21.513-14.6 11.44-25.213-7.214-6.08-11.377 2.46-11.44 2.59z\" class=\"heart\" fill=\"#AAB8C2\" \/><circle class=\"main-circ\" fill=\"#E2264D\" opacity=\"0\" cx=\"29.5\" cy=\"29.5\" r=\"1.5\" \/><g class=\"grp7\" opacity=\"0\" transform=\"translate(7 6)\"><circle class=\"oval1\" fill=\"#9CD8C3\" cx=\"2\" cy=\"6\" r=\"2\" \/><circle class=\"oval2\" fill=\"#8CE8C3\" cx=\"5\" cy=\"2\" r=\"2\" \/><\/g><g class=\"grp6\" opacity=\"0\" transform=\"translate(0 28)\"><circle class=\"oval1\" fill=\"#CC8EF5\" cx=\"2\" cy=\"7\" r=\"2\" \/><circle class=\"oval2\" fill=\"#91D2FA\" cx=\"3\" cy=\"2\" r=\"2\" \/><\/g><g class=\"grp3\" opacity=\"0\" transform=\"translate(52 28)\"><circle class=\"oval2\" fill=\"#9CD8C3\" cx=\"2\" cy=\"7\" r=\"2\" \/><circle class=\"oval1\" fill=\"#8CE8C3\" cx=\"4\" cy=\"2\" r=\"2\" \/><\/g><g class=\"grp2\" opacity=\"0\" transform=\"translate(44 6)\" fill=\"#CC8EF5\"><circle class=\"oval2\" transform=\"matrix(-1 0 0 1 10 0)\" cx=\"5\" cy=\"6\" r=\"2\" \/><circle class=\"oval1\" transform=\"matrix(-1 0 0 1 4 0)\" cx=\"2\" cy=\"2\" r=\"2\" \/><\/g><g class=\"grp5\" opacity=\"0\" transform=\"translate(14 50)\" fill=\"#91D2FA\"><circle class=\"oval1\" transform=\"matrix(-1 0 0 1 12 0)\" cx=\"6\" cy=\"5\" r=\"2\" \/><circle class=\"oval2\" transform=\"matrix(-1 0 0 1 4 0)\" cx=\"2\" cy=\"2\" r=\"2\" \/><\/g><g class=\"grp4\" opacity=\"0\" transform=\"translate(35 50)\" fill=\"#F48EA7\"><circle class=\"oval1\" transform=\"matrix(-1 0 0 1 12 0)\" cx=\"6\" cy=\"5\" r=\"2\" \/><circle class=\"oval2\" transform=\"matrix(-1 0 0 1 4 0)\" cx=\"2\" cy=\"2\" r=\"2\" \/><\/g><g class=\"grp1\" opacity=\"0\" transform=\"translate(24)\" fill=\"#9FC7FA\"><circle class=\"oval1\" cx=\"2.5\" cy=\"3\" r=\"2\" \/><circle class=\"oval2\" cx=\"7.5\" cy=\"2\" r=\"2\" \/><\/g><\/g><\/svg><span class=\"count-box\">15+<\/span>\t\t\t\t\t<\/label><\/div><\/div>\n\t<\/h1>\n<hr \/>\n<h4 style=\"text-align: center;\"><span style=\"color: #666666;\">UXRen\u793e\u533a\u5e72\u8d27\u4e00\u7ba9\u7b50<\/span><\/h4>\n<h5 style=\"text-align: center;\"><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.uxren.cn\/?tag=uxrenyi\" target=\"_blank\" rel=\"noopener noreferrer\">240\u7bc7\u4f18\u79c0\u7528\u6237\u4f53\u9a8c\u8bbe\u8ba1\u8bd1\u6587<\/a><\/span><\/h5>\n<h5 style=\"text-align: center;\"><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.uxren.cn\/?tag=class-note\" target=\"_blank\" rel=\"noopener noreferrer\">60\u7bc7\u516c\u5f00\u8bfe\u7b14\u8bb0<\/a><\/span><\/h5>\n<h5 style=\"text-align: center;\"><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.uxren.cn\/?cat=2927\" target=\"_blank\" rel=\"noopener\">24\u6b3e\u7528\u6237\u4f53\u9a8c\u89c6\u9891\u8bfe\u7a0b<\/a><\/span><\/h5>\n<h5 style=\"text-align: center;\"><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.uxren.cn\/?p=48223\" target=\"_blank\" rel=\"noopener noreferrer\">15\u8bfe\u65f6\u953b\u90201\u540d\u4f18\u79c0\u7684\u4ea7\u54c1\u8bbe\u8ba1\u5e08<\/a><\/span><\/h5>\n<h5 style=\"text-align: center;\"><span style=\"color: #3366ff;\"><a style=\"color: #3366ff;\" href=\"https:\/\/www.uxren.cn\/?cat=859\" target=\"_blank\" rel=\"noopener noreferrer\">\u7528\u6237\u4f53\u9a8c\u4e00\u624b\u62db\u8058\u4fe1\u606f<\/a><\/span><\/h5>\n","protected":false},"excerpt":{"rendered":"<p>\u670d\u52a1\u8bbe\u8ba1\uff0c\u662f\u4e3a\u4e86\u66f4\u597d\u7684\u56de\u5f52\uff01\u5347\u7ea7\u4f5c\u4e3a\u201c\u4eba\u201d\u7684\u89d2\u8272\uff01<\/p>\n","protected":false},"author":1,"featured_media":59735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1005,47],"tags":[2605,3707,915,1822,2098,3740,3708],"_links":{"self":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts\/59862"}],"collection":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=59862"}],"version-history":[{"count":6,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts\/59862\/revisions"}],"predecessor-version":[{"id":59887,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/posts\/59862\/revisions\/59887"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=\/wp\/v2\/media\/59735"}],"wp:attachment":[{"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=59862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=59862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.uxren.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=59862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}